1081 State Rte 41, Willet, NY 13863 Property Records

Cortland County and Willet Town property record for 1081 State Rte 41, Willet, NY 13863

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 1,060 sqft · built 2007
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on Record
Tax Bill	$2,584 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`114800 152.00-03-10.000`

Property Details

APN / Parcel Number

Primary APN	`114800 152.00-03-10.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,060 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	400 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	59,677 sqft (1.37 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1081 STATE ROUTE 41
City	WILLET
State	NY
Zip	13863
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	CORTLAND NY
Township / Civil Division	WILLET
Census Block Group	2
Census Block	2030
Census Tract	971100

Owner

Source: Cortland County and Willet Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13202 193RD RD, LIVE OAK, FL 32060-5539
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PITTSFORD FCU
Oct 17, 2017	Loan Modification, Mortgage PITTSFORD FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	1081 STATE ROUTE 41, WILLET, NY 13863
Document Number	0000005157
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1 WILLET NY 138630001, WILLET, NY 13863-0001

Mortgage

Document Number	0000005157
Date	Oct 24, 2017
Instrument	5157

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 23, 2032

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CORTLAND NY
Property Address	1081 STATE ROUTE 41, WILLET, NY 13863
Document Number	0000005158
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	COURTLAND ABSTRACT INC, COURTLAND ABS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 STATE ROUTE 41 WILLET NY 13863, WILLET, NY 13863

Mortgage

Document Number	0000005158
Date	Oct 24, 2017
Instrument	5158

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 23, 2032

Tax Assessment & Valuation

Source: Cortland County and Willet Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Willet Town
Unified School District	Cincinnatus Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,584.00 (+82.36%)
2025	$1,417.00 (+9.17%)	$57,800 (-) Land $10,300 Building $47,500	$96,333 (+14.17%) Land $17,167 Building $79,166
2023	$1,298.00	$57,800 Land $10,300 Building $47,500	$84,380 Land $15,037 Building $69,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

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