1081 Silverhill Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1081 Silverhill Dr, Lafayette, CA 94549

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,824 sqft · built 1987
Lot Size0.507 acres (22,098 sqft)
Owner2 Company Names on Record
Last Sale$785,000 (Feb 2000)
Tax Bill$15,053 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN365-391-013-7

Property Details

APN / Parcel Number

Primary APN365-391-013-7
Alternative APN
  • 365-391-013

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,824 sqft Living Area
1st Floor Area2,824 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1993
Lot Area22,098 sqft (0.507 acres)
Garage TypeAttached
Garage Area915 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address1081 SILVERHILL DR
CityLAFAYETTE
StateCA
Zip94549-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP1
Legal DescriptionT05306 L0013 B
Legal SubdivisionFARM HILL ESTATES SUB 5306
Legal Tract05306
Legal Lot Number13
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2009
Census Tract347000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1081 SILVERHILL DR, LAFAYETTE, CA 94549-1734
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 29, 2000 · Amount on Record
Deed SaleFeb 29, 2000 · Amount on Record
Deed Document Number200039746
Last Transfer DateApr 28, 2001
Transfer Doc0000120614
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1081 SILVERHILL DR, LAFAYETTE, CA 94549-1734
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFATCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042563
DateMar 5, 2020
Instrument2020-042563
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateApr 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.87%
Index1-Year LIBOR
Max Rate7.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictMartinez Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,255,295 (+2%) Land $470,302 Building $784,993
2025$15,053.00 (+6.57%) Homeowner's exemption$1,230,682 (+4.04%) Land $461,081 Building $769,601
2023$14,125.00 (+1.77%) Homeowner's exemption$1,182,895 Land $443,178 Building $739,717
2022$13,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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