Cook County property record for 1081 Sebring Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,281 sqft · built 1973 |
| Lot Size | 0.233 acres (10,162 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Sep 2016) |
| Tax Bill | $6,332 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-218-002 |
| Primary APN | 06-18-218-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,281 sqft Living Area |
| 1st Floor Area | 1,281 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,162 sqft (0.233 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1081 SEBRING DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART NE4 S18 T41N R09E 3P |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | PARKWOOD UNIT 05 |
| Legal Lot Number | 322 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 804404 |
1081 Sebring Dr is owned by an individual who acquired it in February 2018.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1010 JORIE BLVD, 32, OAK BROOK, IL 60523-4452 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Mar 7, 2018 | Quit Claim Deed, Construction Loan · Construction Mortgage FARRAH ALI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2016 · Amount on File |
| Deed Sale | Sep 26, 2016 · Amount on File |
| Deed Document Number | 201645017 |
| Last Transfer Date | Feb 20, 2018 |
| Transfer Doc | 0000045009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1081 SEBRING DR, ELGIN, IL 60120-4645 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003939277 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2203939277 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1081 SEBRING DR, ELGIN, IL 60120-4645 |
| Document Number | 1820506041 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1081 SEBRING DR ELGIN IL 601204645, ELGIN, IL 60120-4645 |
| Document Number | 1820506041 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 20506041 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 7, 2018 |
| Property Address | 1081 SEBRING DR, ELGIN, IL 60120-4645 |
| Document Number | 1806645009 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 6645009 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 15, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 JORIE BLVD #32 OAK BROOK IL 605234452, 32, OAK BROOK, IL 60523-4452 |
| Document Number | 1806645010 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 6645010 |
| Name | FARRAH ALI |
|---|---|
| Address | 1159 HUNTER ST, LOMBARD, IL 60148-4821 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 6, 2019 |
| Rate | 12% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,000 Land $7,113 Building $19,887 | $270,000 Land $71,130 Building $198,870 | |
| 2023 | $6,332.00 (+2.91%) | ||
| 2022 | $6,153.00 | $21,999 Land $6,605 Building $15,394 | $219,990 Land $66,050 Building $153,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1081 Sebring Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1081 Sebring Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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