Madison County property record for 1081 S Main St, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,186 sqft · built 1951 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,000 (Jul 2003) |
| Tax Bill | $1,534 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9746-99-5655 |
| Primary APN | 9746-99-5655 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,186 sqft Heated Area |
| 1st Floor Area | 1,093 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Patio |
| Porch Area | 345 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1081 S MAIN ST |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-6270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Subdivision | SURVEY FOR RONALD HIGGINS AND WIFE |
| Legal Block | 99 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 3, MARS HILL |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10602 |
1081 S Main St is owned and occupied by two individuals who acquired it in March 2008.
Source: Madison County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1081 S MAIN ST, MARS HILL, NC 28754-6270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2003 · Amount on File |
| Deed Sale | Jul 25, 2003 · Amount on File |
| Deed Book / Page | 455 / 191 |
| Last Transfer Date | Mar 13, 2008 |
| Transfer Doc | 0455000191 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1081 S Main St was $1,534.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Municipality | Mars Hill Town |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,534.00 | $376,371 Land $22,121 Building $354,250 | $376,371 Land $22,121 Building $354,250 |
| 2023 | $202,480 Land $20,110 Building $182,370 | $202,480 Land $20,110 Building $182,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1081 S Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1081 S Main St is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MARS HILL serves 3,030 people · EPA ID NC0158010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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