1081 S 44th St, Springfield, OR 97478 Property Records

Lane County property record for 1081 S 44th St, Springfield, OR 97478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1983
Lot Size	0.149 acres (6,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jun 2022)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-02-05-24-03500-000`

Property Details

APN / Parcel Number

Primary APN	`18-02-05-24-03500-000`
Alternative APNs	`1802052403500` `1338761`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	1,704 sqft
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,481 sqft (0.149 acres)
Lot Dimensions	108 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1338761
Street Address	1081 S 44TH ST
City	SPRINGFIELD
State	OR
Zip	97478-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	TL 03500
Legal Range	02
Legal Township	18
Legal Section	05
Legal Subdivision	LUCERNE MEADOWS
Legal Lot Number	3500
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3010
Census Tract	3500

Owner

Source: Lane County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1081 S 44TH ST, SPRINGFIELD, OR 97478-7507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Nov 18, 2019	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 3, 2020	Personal Representative Deed, Transfer · Conventional Mortgage OREGON COMMUNITY CU
Nov 11, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Apr 3, 2020 · Amount on Record
Deed Document Number	202226337
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 15, 2022
Property Address	1081 S 44TH ST, SPRINGFIELD, OR 97478-7507
Document Number	0000026337
Map Reference	FILE 73 SL 337-340
Instrument Date	Jun 14, 2022
Instrument	2022-026337
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1081 S 44TH ST, SPRINGFIELD, OR 97478-7507

Mortgage

Document Number	0000026338
Date	Jun 15, 2022
Instrument	2022-026338

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1081 S 44TH ST, SPRINGFIELD, OR 97478-7507
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 S 44TH ST, SPRINGFIELD, OR 97478-7507

Mortgage

Document Number	0000048173
Date	Jul 21, 2021
Instrument	2021-048173

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 21, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1081 S 44TH ST, SPRINGFIELD, OR 97478-7507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052658
Date	Nov 18, 2019
Instrument	2019-052658

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	892 Months
Due	Feb 28, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.29%
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

April 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LANE OR
Recording Date	Apr 3, 2020
Property Address	1081 S 44TH ST, SPRINGFIELD, OR 97478-7507
Document Number	0000016499
Map Reference	FILE 73 SL 337-340
Instrument Date	Mar 31, 2020
Instrument	2020-016499
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 S 44TH ST, SPRINGFIELD, OR 97478-7507

Mortgage

Document Number	0000016500
Date	Apr 3, 2020
Instrument	2020-016500

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1081 S 44TH ST, SPRINGFIELD, OR 97478-7507
Document Number	0000052659
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 S 44TH ST SPRINGFIELD OR 974787507, SPRINGFIELD, OR 97478-7507

Mortgage

Document Number	0000052659
Date	Nov 18, 2019
Instrument	52659

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Nov 17, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.29%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,515.00 (+6.16%)	$191,705 (+6.09%)	$388,834 (+2.29%) Land $84,442 Building $304,392
2023	$3,311.00 (+3.37%)	$180,701 (+3%)	$380,112 (+3.41%) Land $84,442 Building $295,670
2022	$3,203.00	$175,438	$367,574 Land $71,874 Building $295,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Hunter Communications.

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