1081 Ross Cir, Napa, CA 94558 Property Records

Napa County property record for 1081 Ross Cir, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,496 sqft · built 1965
Lot Size	0.78 acres (33,977 sqft)
Owner	Company Name on Record
Last Sale	$1,075,000 (Mar 2014)
Tax Bill	$15,003 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Dec 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`049-281-007-000`

Property Details

APN / Parcel Number

Primary APN	`049-281-007-000`
Alternative APNs	`049-281-007` `04928107`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,496 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	049-281-007
Street Address	1081 ROSS CIR
City	NAPA
State	CA
Zip	94558-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSB1
Legal Description	LOT 84 MONTICELLO PARK SUB NO 3 6R/M78
Legal Subdivision	MONTICELLO PARK UNIT #3
Legal Lot Number	84
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1000
Census Tract	201402

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1081 ROSS CIR, NAPA, CA 94558-2118
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION
Dec 9, 2021	Intrafamily Transfer, Transfer
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2014 · Amount on Record
Deed Sale	Mar 19, 2014 · Amount on Record
Deed Document Number	20145232
Last Transfer Date	Nov 30, 2021
Transfer Doc	0000037249
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Recording Date	Oct 1, 2026
Property Address	1081 ROSS CIR, NAPA, CA 94558-2118
Document Number	0000014278
Instrument Date	Sep 25, 2026
Instrument	202614278
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1081 ROSS CIR, NAPA, CA 94558-2118

Mortgage

Document Number	0000014278,
Date	Oct 1, 2026
Instrument	202614278

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.04%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Dec 9, 2021
Property Address	1081 ROSS CIR, NAPA, CA 94558-2118
Document Number	0000037249
Map Reference	MB 6 PG 78
Instrument Date	Nov 30, 2021
Instrument	2021-0037249
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 ROSS CIR, NAPA, CA 94558-2118

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1081 ROSS CIR, NAPA, CA 94558-2118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016121
Date	Jul 18, 2017
Instrument	2017-0016121

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Jun 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1081 ROSS CIR, NAPA, CA 94558-2118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003280
Date	Feb 7, 2020
Instrument	2020-0003280

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,003.00 (+2.06%) Homeowner's exemption	$1,349,949 (+2%) Land $531,406 Building $818,543	$1,349,949 (+2%) Land $531,406 Building $818,543
2025	$14,700.00 (+5.62%) Homeowner's exemption	$1,323,481 (+4.04%) Land $520,987 Building $802,494	$1,323,481 Land $520,987 Building $802,494
2023	$13,918.00 (+1.49%) Homeowner's exemption	$1,272,090 Land $500,757 Building $771,333
2022	$13,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Valley Internet.

Nearby Properties on Ross Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures