1081 Oak St, Ogden, UT 84401 Property Records

Weber County property record for 1081 Oak St, Ogden, UT 84401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$75,400 (May 2000)
Tax Bill	$376 (2026)
Deeds & Mortgages	Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`14-008-0012`

Property Details

APN / Parcel Number

Primary APN	`14-008-0012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	834 sqft Living Area
1st Floor Area	834 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1081 OAK ST
City	OGDEN
State	UT
Zip	84401-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE EAST 20 FEET OF LOT 23, ALL OF LOT 24 AND THE WEST 5 FEET OF LOT 25, BLOCK 8, RUSHTON ADDITION, OGDEN CITY, WEBER COUNTY,
Legal Range	1W
Legal Township	6N
Legal Section	28
Legal Subdivision	RUSHTON ADDITION
Legal Block	8
Legal Lot Number	23-25
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1018
Census Tract	200800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ogden Central Bench Historic District listed 2005 · 2,403 contributing resources · NRIS 03000055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1081 Oak St is owned and occupied by an individual who bought it in May 2000.

Source: Weber County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1081 OAK ST, OGDEN, UT 84401-1813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2000 · Amount on File
Deed Sale	May 5, 2000 · Amount on File
Prior Sale	Nov 8, 1999 · Amount on File
Deed Document Number	20001704006
Deed Book / Page	2070 / 2392
Prior Transfer Date	Nov 4, 1999
Prior Transfer Doc	0001672613
Record Updated	Oct 29, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WEBER UT
Property Address	1081 OAK ST, OGDEN, UT 84401-1813
Document Number	0002935243
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 OAK ST OGDEN UT 844011813, OGDEN, UT 84401-1813

Mortgage

Document Number	0002935243
Date	Aug 10, 2018
Instrument	2935243

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2026 property tax bill for 1081 Oak St was $376, down 82.9% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$376.00 (-82.89%)	$228,078 (-15.17%) Land $111,861 Building $116,217	$228,078 (-15.17%) Land $111,861 Building $116,217
2025	$2,197.00	$268,866 Land $111,861 Building $157,005	$268,866 Land $111,861 Building $157,005
2023	$1,903.00	$127,050 Land $52,847 Building $74,203	$231,000 Land $96,086 Building $134,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1081 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1081 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000

May also be available: All West, CenturyLink, Utah Broadband, Utah Telecommunication Open Infrastructure Agency, Verizon.