Jasper County property record for 1081 Oak St, Monticello, GA 31064
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,354 sqft · built 2022 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,990 (Aug 2022) |
| Tax Bill | $3,062 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M03--200-051 |
| Primary APN | M03--200-051 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,354 sqft Heated Area |
| 2nd Floor Area | 1,427 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Terrain | Rolling |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11535 |
|---|---|
| Street Address | 1081 OAK ST |
| City | MONTICELLO |
| State | GA |
| Zip | 31064-4257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MONTICELLO |
| Legal Description | LT#51 PH#2 PB12/145 DB1156/275 |
| Legal Phase | 2 |
| Legal Lot Number | 51 |
| Jurisdiction | JASPER GA |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 10502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Monticello Historic District listed 1997 · 378 contributing resources · NRIS 97000812 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1081 Oak St is owned and occupied by an individual who bought it in August 2022.
Source: Jasper County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1081 OAK ST, MONTICELLO, GA 31064-4257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2025 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Aug 19, 2022 | Limited Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS |
| Aug 19, 2022 | Limited Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on File |
| Deed Sale | Aug 19, 2022 · Amount on File |
| Deed Document Number | 0001156275 |
| Deed Book / Page | 1156 / 275 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JASPER GA |
| Property Address | 1081 OAK ST, MONTICELLO, GA 31064-4257 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1081 OAK ST, MONTICELLO, GA 31064-4257 |
| Document Number | 0012540000000249 |
|---|---|
| Date | Aug 21, 2025 |
| Book Page | 0000001254/0000000249 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jan 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | JASPER GA |
| Recording Date | Aug 19, 2022 |
| Property Address | 1081 OAK ST, MONTICELLO, GA 31064-4257 |
| Document Number | 0011560275 |
| Book / Page | 1156 / 275 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022-001039 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1081 OAK ST, MONTICELLO, GA 31064-4257 |
| Document Number | 0011560000000277 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 0000001156/0000000277 |
| Name | BROKER SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | JASPER GA |
| Recording Date | Aug 19, 2022 |
| Property Address | 1081 OAK ST, MONTICELLO, GA 31064-4257 |
| Document Number | 0011560275 |
| Book / Page | 1156 / 275 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022-001039 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1081 OAK ST, MONTICELLO, GA 31064-4257 |
| Document Number | 0001156277 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 1156/277 |
| Name | BROKER SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 1081 Oak St was $3,062 with a homeowner's exemption.
Source: Jasper County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Jasper County |
| Municipality | Monticello City |
| Unified School District | Jasper County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,062.00 Homeowner's exemption | $129,000 Land $6,000 Building $123,000 | $322,500 Land $15,000 Building $307,500 |
| 2023 | $3,318.00 | $119,680 Land $6,000 Building $113,680 | $299,200 Land $15,000 Building $284,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1081 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1081 Oak St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO serves 3,329 people · EPA ID GA1590000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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