1081 NW 185th Dr, Miami, FL 33169 Property Records

Miami-Dade County property record for 1081 NW 185th Dr, Miami, FL 33169

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,896 sqft · built 1955
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Dec 2021)
Tax Bill$8,591 (2025)
Deeds & MortgagesJan 2023 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-2102-002-2770

Property Details

APN / Parcel Number

Primary APN34-2102-002-2770

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,896 sqft Living Area
Gross Area2,322 sqft
1st Floor Area1,896 sqft
Basement Area270 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
PorchPorch
Porch Area118 sqft
Patio Area270 sqft

Location & Zoning

Street Address1081 NW 185TH DR
CityMIAMI
StateFL
Zip33169-3838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionNORWOOD 3 ADDN SEC 1PB 57-26 LOT 24BLK 43 LOT SIZESITE VALUE OR 20540-0424/0425 0702 1 F/A/U 30-2102-002-2770 COC 23483-3458 06 2005 1
Legal Range41E
Legal Township52S
Legal Section02
Legal SubdivisionNORWOOD 3 ADDN
Legal Block43
Legal Lot Number24
JurisdictionDADE FL
Township / Civil DivisionMIAMI GARDENS
Census Block Group2
Census Block2018
Census Tract9905

Owner

1081 NW 185th Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1081 NW 185TH DR, MIAMI, FL 33169-3838
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 30, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2021 · Amount on File
Deed SaleDec 30, 2021 · Amount on File
Prior SaleJul 31, 2012 · Amount on File
Deed Document Number2021975085
Deed Book / Page32930 / 3803
Prior Transfer DateMay 18, 2012
Prior Transfer Doc0000441830
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address1081 NW 185TH DR, MIAMI GARDENS, FL 33169-3838
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5763 W 28TH AVE, HIALEAH, FL 33016-1925

Mortgage

Document Number0000059214
DateJan 27, 2023
Book Page33558/4361
Instrument2023R0059214
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term347 Months
DueDec 1, 2051

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateDec 30, 2021
Property Address1081 NW 185TH DR, MIAMI GARDENS, FL 33169-3838
Document Number0000975085
Book / Page32930 / 3803
Map ReferenceMB 57 PG 26
Instrument DateNov 12, 2021
Instrument2021R0975085
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyGOLDPEN TITLE EXPERTS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1413 SW ARAGON AVE, PORT SAINT LUCIE, FL 34953-4735

Transferred To (Grantee/Buyer)

NameVerified Name
Address1081 NW 185TH DR, MIAMI GARDENS, FL 33169-3838

Mortgage

Document Number0000003805
DateDec 30, 2021
Instrument32930/3805
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1081 NW 185th Dr was $8,591 with a homeowner's exemption, up 2.6% from the year before.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityMiami Gardens City
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,591.00 (+2.63%) Homeowner's exemption$389,485$450,964 Land $230,000 Building $220,964
2024$8,371.00 (+4.3%)
2023$8,026.00 (+3.52%) Homeowner's exemption$367,485 (+3%)$399,069 (+11.85%) Land $180,032 Building $219,037
2022$7,753.00 Homeowner's exemption$356,782 Land $134,957 Building $221,825$356,782 Land $134,957 Building $221,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1081 NW 185th Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1987–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1081 NW 185th Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH MIAMI BEACH
serves 180,000 people · EPA ID FL4131618
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

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