1081 Memorial Dr, Franklin, TN 37064 Property Records

Williamson County property record for 1081 Memorial Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,420 sqft · built 2018
Lot Size	0.215 acres (9,405 sqft)
Owner	Individual Name on Record
Last Sale	$619,405 (Feb 2019)
Tax Bill	$4,566 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`094106L I 00300`

Property Details

APN / Parcel Number

Primary APN	`094106L I 00300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,420 sqft Living Area
Gross Area	3,708 sqft
Attic	Attic
Attic Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Roof Material	Asphalt
Lot Area	9,405 sqft
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	740 sqft
Driveway	Driveway
Driveway Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1081 MEMORIAL DR
City	FRANKLIN
State	TN
Zip	37064-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS @ LADD PARK SEC36 PB 69 PG 35 LOT 0831
Legal Subdivision	HIGHLANDS @ LADD PARK
Legal Lot Number	831
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4077
Census Tract	51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1081 MEMORIAL DR, FRANKLIN, TN 37064-3420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOCAL MORTGAGE INC
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Feb 25, 2019	Special Warranty Deed, Transfer · ARM US BANK NA
Aug 31, 2018	Grant Deed, Transfer WINDMILL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	19006221
Deed Book / Page	7565 / 0891
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1081 MEMORIAL DR, FRANKLIN, TN 37064-3420
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	ACCURATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 MEMORIAL DR, FRANKLIN, TN 37064-3420

Mortgage

Document Number	0091660660
Date	Dec 20, 2022
Book Page	9166/660
Instrument	22050147

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1081 MEMORIAL DR, FRANKLIN, TN 37064-3420
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085030181
Date	Apr 6, 2021
Book Page	8503/181
Instrument	21021087

Lender

Name	LOCAL MORTGAGE INC
Type	Mortgage Company
Address	MEMPHIS, TN 38125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1081 MEMORIAL DR, FRANKLIN, TN 37064-3420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081210355
Date	Aug 3, 2020
Book Page	8121/355
Instrument	20040294

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Feb 25, 2019
Property Address	1081 MEMORIAL DR, FRANKLIN, TN 37064-3420
Document Number	0075650891
Book / Page	7565 / 0891
Map Reference	MB P69 PG 35
Instrument Date	Feb 19, 2019
Instrument	19006221
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	WINDMILL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,291.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 MEMORIAL DR, FRANKLIN, TN 37064-3420

Mortgage

Document Number	0019006222
Date	Feb 25, 2019
Instrument	19006222

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 31, 2018
Property Address	1081 MEMORIAL DR, FRANKLIN, TN 37064-3420
Document Number	0074510735
Book / Page	007451 / 000735
Instrument Date	Aug 22, 2018
Instrument	34719
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	WINDMILL TITLE

Transaction

Amount	Amount Recorded
Tax	$6,055.83
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3545 MARKET ST HOOVER AL 352266259, HOOVER, AL 35226-6259
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,566.00 (-40.98%)	$291,550 (+62.49%) Land $100,625 Building $190,925	$1,166,200 (+62.49%) Land $402,500 Building $763,700
2024	$7,736.00 (+1%)
2023	$3,868.00	$179,425 (-) Land $40,250 Building $139,175	$717,700 (-) Land $161,000 Building $556,700
2022	$3,868.00	$179,425 Land $40,250 Building $139,175	$717,700 Land $161,000 Building $556,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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