Schenectady County and Rotterdam Town property record for 1081 Laura St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1950 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,500 (Jun 2019) |
| Tax Bill | $5,789 (2026) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage May 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.20-6-26 |
| Primary APN | 422800 48.20-6-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 150 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1081 LAURA ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,FP,BF,PT FAGAN #10 - PTS 201,202 3.-278-12 |
| Legal Block | 6 |
| Legal Lot Number | 26.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 33300 |
1081 Laura St is owned and occupied by two individuals who bought it in June 2019.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1081 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2019 | Warranty Deed, Transfer · Conventional with PMI SEFCU |
| May 5, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage SEFCU |
| May 18, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on File |
| Deed Sale | Jun 27, 2019 · Amount on File |
| Prior Sale | Aug 8, 2011 · Amount on File |
| Deed Document Number | 201929405 |
| Deed Book / Page | 2014 / 29 |
| Prior Transfer Date | May 5, 2017 |
| Prior Transfer Doc | 0000022107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 27, 2019 |
| Property Address | 1081 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Document Number | 0000029405 |
| Book / Page | 002014 / 000029 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 29405 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $702.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 MADIGAN AVE MECHANICVILLE NY 121181614, MECHANICVILLE, NY 12118-1614 |
| Document Number | 29406 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 004920/000481 |
| Instrument | 29406 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1081 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Document Number | 0000022110 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1081 LAURA ST SCHENECTADY NY 123063827, SCHENECTADY, NY 12306-3827 |
| Document Number | 0000022110 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 004760/000966 |
| Instrument | 22110 |
| Name | SEFCU |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 17, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 18, 2017 |
| Property Address | 1081 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Document Number | 0000022107 |
| Book / Page | 001962 / 000747 |
| Instrument Date | May 5, 2017 |
| Instrument | 22107 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | SNEERINGER MONAHAN PROVOST RED |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1081 LAURA ST SCHENECTADY NY 123063827, SCHENECTADY, NY 12306-3827 |
| Document Number | 22108 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 004760/000954 |
| Instrument | 22108 |
| Name | SEFCU |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 17, 2032 |
The 2026 property tax bill for 1081 Laura St was $5,789, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,789.00 (+1.92%) | ||
| 2025 | $5,680.00 | $155,000 Land $6,600 Building $148,400 | $238,500 Land $10,155 Building $228,345 |
| 2023 | $155,000 Land $6,600 Building $148,400 | $203,900 Land $8,682 Building $195,218 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1081 Laura St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1081 Laura St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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