1081 Harwich Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1081 Harwich Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,187 sqft · built 2000
Lot Size	5.41 acres (236,008 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,041 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Sale
APN	`0617001000430`

Property Details

APN / Parcel Number

Primary APN	`0617001000430`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,187 sqft Living Area
1st Floor Area	2,700 sqft
Attic	Attic
Attic Area	812 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	236,008 sqft (5.41 acres)
Lot Dimensions	205 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	255 sqft
Deck Area	812 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1081 HARWICH DR
City	CHESAPEAKE
State	VA
Zip	23322-9575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	43A RESUBD LT 43 CARRIAGE HOUSE ESTATES SEC 3 & HARWICH 6 PROP 5.418 AC
Legal Subdivision	CARRIAGE HOUSE ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2001
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1081 HARWICH DR, CHESAPEAKE, VA 23322-9575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage OVM FINANCIAL INC
Jul 8, 2020	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020
Deed Sale	Jul 8, 2020
Prior Sale	Jul 3, 2013 · Amount on Record
Deed Document Number	202022288
Deed Book / Page	10177 / 1560
Last Transfer Date	Oct 6, 2020
Transfer Doc	0000001920
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1081 HARWICH DR, CHESAPEAKE, VA 23322-9575
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010187/46
Date	Jul 27, 2020
Book Page	10187/46
Instrument	200024673

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 8, 2020
Property Address	1081 HARWICH DR, CHESAPEAKE, VA 23322-9575
Document Number	10177/1560
Book / Page	10177 / 1560
Instrument Date	Jul 1, 2020
Instrument	200022288
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 HARWICH DR, CHESAPEAKE, VA 23322-9575

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$734,100 (+5.31%) Land $258,900 Building $475,200	$734,100 (+5.31%) Land $258,900 Building $475,200
2025	$7,041.00 (+41.07%)	$697,100 (+8.68%) Land $227,500 Building $469,600	$697,100 (+8.68%) Land $227,500 Building $469,600
2023		$641,400 (+6.16%) Land $222,500 Building $418,900	$641,400 (+6.16%) Land $222,500 Building $418,900
2022		$604,200 Land $197,500 Building $406,700	$604,200 Land $197,500 Building $406,700
2019	$4,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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