1081 Elm Rd, Halethorpe, MD 21227 Property Records

Baltimore County property record for 1081 Elm Rd, Halethorpe, MD 21227

Property Summary

Property Type	Townhouse
Details	2 ba · 1,384 sqft · built 1954
Lot Size	0.041 acres (1,792 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2026)
Tax Bill	$3,505 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2017 Sale & Mortgage
APN	`13-1319321040`

Property Details

APN / Parcel Number

Primary APN	`13-1319321040`
Alternative APN	`1319321040`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,384 sqft Living Area
1st Floor Area	512 sqft
Basement Area	360 sqft
Finished Basement	360 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	1,792 sqft (0.041 acres)
Lot Dimensions	112 ft deep x 16 ft wide
Porch	Open Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1319321040
Street Address	1081 ELM RD
City	HALETHORPE
State	MD
Zip	21227-3935
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ARBOUR MANOR
Legal Subdivision	ARBOUR MANOR
Legal Block	3
Legal Lot Number	29
Jurisdiction	BALTIMORE MD
Township / Civil Division	13
Census Block Group	3
Census Block	3007
Census Tract	430700

Owner

1081 Elm Rd, a townhouse, is owned and occupied by an individual who bought it in July 2026.

Source: Baltimore County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1081 ELM RD, HALETHORPE, MD 21227-3935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 7, 2017	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Jul 18, 2024 · Amount on File
Deed Document Number	2026
Deed Book / Page	51534 / 289
Prior Transfer Date	Oct 20, 2005
Prior Transfer Doc	0229050610
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 20, 2026
Property Address	1081 ELM RD, HALETHORPE, MD 21227-3935
Document Number	5153000289
Book / Page	51534 / 289
Instrument Date	Jun 18, 2026
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	TITLE GUARANTY, TITLE RESOURCES GUARANTY COMPA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,500.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 ELM RD, HALETHORPE, MD 21227-3935

Mortgage

Document Number	5153000297,
Date	Jul 20, 2026
Book Page	51534/297

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 7, 2017
Property Address	1081 ELM RD, BALTIMORE, MD 21227-3935
Document Number	0386030364
Book / Page	0038603 / 364
Instrument Date	Oct 27, 2016
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 ELM RD, HALETHORPE, MD 21227-3935

Mortgage

Document Number	0038603370
Date	Feb 7, 2017
Instrument	0038603/370

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1081 Elm Rd was $3,505.

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,505.00	$221,633	$294,300 Land $66,500 Building $227,800
2023	$1,512.00	$183,467	$185,300 Land $55,800 Building $129,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1081 Elm Rd; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1989)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1081 Elm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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