1081 E Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 1081 E Jefferson St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,072 sqft · built 1949
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Sep 2021)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51001346032/00`

Property Details

APN / Parcel Number

Primary APN	`51001346032/00`
Alternative APNs	`41-08-13-033-045.000-009` `00001084319`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2009
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	110 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001084319
Street Address	1081 E JEFFERSON ST
City	FRANKLIN
State	IN
Zip	46131-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD GROVE ADD LOT 8 MP FRANKLIN COMMUNI
Legal Subdivision	ORCHARD GROVE ADDITION
Legal Lot Number	8
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3001
Census Tract	611000

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1081 E JEFFERSON ST, FRANKLIN, IN 46131-1915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS BANK
Sep 21, 2021	Warranty Deed, Transfer
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage MUTUAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	202128351
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	2013013417
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1081 E JEFFERSON ST, FRANKLIN, IN 46131-1915
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021028352
Date	Sep 21, 2021
Instrument	2021-028352

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Sep 21, 2021
Property Address	1081 E JEFFERSON ST, FRANKLIN, IN 46131-1915
Document Number	2021028351
Map Reference	PB 2 PG 157
Instrument Date	Sep 15, 2021
Instrument	2021-028351
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 E JEFFERSON ST, FRANKLIN, IN 46131-1915

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Oct 1, 2020
Property Address	1081 E JEFFERSON ST, FRANKLIN, IN 46131-1915
Document Number	2020027648
Map Reference	PB 2 PG 154
Instrument Date	Sep 28, 2020
Instrument	2020-027648
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	DENALI TITLE AND ESCROW AGENCY INC, DENALI TITLE & ESCROW AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 E JEFFERSON ST, FRANKLIN, IN 46131-1915

Mortgage

Document Number	2020027649
Date	Oct 1, 2020
Instrument	2020-027649

Lender

Name	MUTUAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,197.00 (+17.11%) Homeowner's exemption	$215,500 (+27.97%) Land $24,600 Building $190,900	$215,500 (+27.97%) Land $24,600 Building $190,900
2024	$1,876.00 (+1.08%)
2023	$1,856.00 (+10.81%) Homeowner's exemption	$168,400 (+11.08%) Land $24,600 Building $143,800	$168,400 (+11.08%) Land $24,600 Building $143,800
2022	$1,675.00 Homeowner's exemption	$151,600 Land $17,900 Building $133,700	$151,600 Land $17,900 Building $133,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1985–2017)
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 8 claims Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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