1081 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 1081 E J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,314 sqft · built 2000
Lot Size	0.139 acres (6,037 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Dec 1999)
Tax Bill	$4,906 (2025)
Deeds & Mortgages	May 2017 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`640-381-84-00`

Property Details

APN / Parcel Number

Primary APN	`640-381-84-00`
Alternative APN	`6403814900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,314 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,037 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	6403814900
Street Address	1081 E J ST
City	CHULA VISTA
State	CA
Zip	91910-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC3RS
Legal Description	LOT 93 DOC99-566349 IN TR 013278
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013278
Legal Block	2
Legal Lot Number	93
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2009
Census Tract	13414

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1081 E J ST, CHULA VISTA, CA 91910-8708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 19, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 1999 · Amount on Record
Deed Sale	Dec 21, 1999 · Amount on Record
Deed Document Number	1999825564
Prior Transfer Date	Jul 8, 1999
Prior Transfer Doc	0000566349
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1081 E J ST, CHULA VISTA, CA 91910-8708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225072
Date	May 19, 2017
Instrument	2017-0225072

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 15, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1081 E J ST, CHULA VISTA, CA 91910-8708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 E J ST, CHULA VISTA, CA 91910-8708

Mortgage

Document Number	0000612978
Date	Oct 9, 2020
Instrument	2020-0612978

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1081 E J ST, CHULA VISTA, CA 91910-8708
Document Number	0000268165
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1081 E J ST CHULA VISTA CA 919108708, CHULA VISTA, CA 91910-8708

Mortgage

Document Number	0000268165
Date	May 27, 2020
Instrument	268165

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,015 (+2%) Land $133,246 Building $272,769
2025	$4,906.00 (-23.04%) Homeowner's exemption	$398,055 (+4.04%) Land $130,634 Building $267,421
2023	$6,375.00 (+3.31%) Homeowner's exemption	$382,600 Land $125,562 Building $257,038
2022	$6,171.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on E J St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures