Schenectady County and Schenectady City property record for 1081 Crane St, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,896 sqft · built 1910 |
| Lot Size | 0.087 acres (3,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $61,500 (Feb 2019) |
| Tax Bill | $5,203 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.55-3-43 |
| Primary APN | 421500 49.55-3-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Total Area |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 792 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,800 sqft (0.087 acres) |
| Lot Dimensions | 95 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 248 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1081 CRANE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1201 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | LOTS BELONGING TO TO JOHN B OSTRANDER |
| Legal Block | 3 |
| Legal Lot Number | 43.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21500 |
1081 Crane St, a duplex, is owned by two individuals who bought it in February 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2602 CAMPBELL AVE, SCHENECTADY, NY 12306-2402 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Feb 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Apr 18, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on File |
| Deed Sale | Feb 7, 2019 · Amount on File |
| Prior Sale | Feb 8, 2013 · Amount on File |
| Deed Document Number | 20195652 |
| Deed Book / Page | 2005 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 1, 2026 |
| Property Address | 1081 CRANE ST, SCHENECTADY, NY 12303-1201 |
| Document Number | 0000019406 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202619406 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2602 CAMPBELL AVE, SCHENECTADY, NY 12306-2402 |
| Document Number | 0000019406, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202619406 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 7, 2019 |
| Property Address | 1081 CRANE ST, SCHENECTADY, NY 12303-1201 |
| Document Number | 0000005652 |
| Book / Page | 002005 / 000185 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 5652 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2602 CAMPBELL AVE SCHENECTADY NY 123062402, SCHENECTADY, NY 12306-2402 |
| Document Number | 5654 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 004893/000951 |
| Instrument | 5654 |
| Name | PRIMELENDING |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 6, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 18, 2018 |
| Property Address | 1081 CRANE ST, SCHENECTADY, NY 12303-1201 |
| Document Number | 0019850202 |
| Book / Page | 001985 / 000202 |
| Instrument Date | Apr 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6111 GREENS CORNER RD GALWAY NY 120742203, GALWAY, NY 12074-2203 |
The 2026 property tax bill for 1081 Crane St was $5,203, up 3.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,203.00 (+3.79%) | ||
| 2025 | $5,013.00 | $78,200 Land $11,700 Building $66,500 | $129,492 Land $19,374 Building $110,118 |
| 2023 | $78,200 (-) Land $11,700 Building $66,500 | $98,987 (+3.8%) Land $14,810 Building $84,177 | |
| 2022 | $78,200 Land $11,700 Building $66,500 | $95,366 Land $14,268 Building $81,098 | |
| 2021 | $4,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1081 Crane St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1081 Crane St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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