1081 Commerce Ave, Chipley, FL 32428 Property Records

Washington County property record for 1081 Commerce Ave, Chipley, FL 32428

Property Summary

Property Type	Private Utility (Electric, Water, Gas, Etc.)
Details	1,344 sqft · built 2001
Lot Size	0.759 acres (33,105 sqft)
Owner	Individual Name on Record
Last Sale	$11,000 (Nov 2025)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Nov 2025 Sale Jan 2025 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000022590019`

Property Details

APN / Parcel Number

Primary APN	`000022590019`
Alternative APN	`22590019`

Interior

Total Rooms	2 Rooms
Building Area	1,344 sqft Total Area
Gross Area	1,369 sqft
Flooring	Concrete/Cement
Interior Walls	Masonry

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Precast Concrete Panel
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	33,105 sqft (0.759 acres)
Patio Area	25 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	000022590019
Street Address	1081 COMMERCE AVE
City	CHIPLEY
State	FL
Zip	32428
Property Category	Public Works
Property Type	Public Works > Private Utility (Electric, Water, Gas, Etc.)
Legal Description	10 4 13 .76 ORB 1325 P 311, BEG 487.05' W OF NEC OF SW4 OF SE4, RUN W 159.26', N 208.14', E 159.26', S 208.60' TO POB AS DESC
Legal Range	13W
Legal Township	04N
Legal Section	10
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1038
Census Tract	970104

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1883 HORNE PL, CHIPLEY, FL 32428-4877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC
Jan 6, 2025	Public Action, Foreclosure
Oct 24, 2017	Tax Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Jan 6, 2025 · Amount on Record
Deed Document Number	202567008223
Deed Book / Page	1353 / 886
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 14, 2025
Property Address	1081 COMMERCE AVE, CHIPLEY, FL 32428
Document Number	0067008223
Book / Page	1353 / 886
Instrument Date	Nov 14, 2025
Instrument	202567008223
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$77.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1116 CLAYTON RD, CHIPLEY, FL 32428-4811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1883 HORNE PL, CHIPLEY, FL 32428-4877

January 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	WASHINGTON FL
Recording Date	Jan 6, 2025
Property Address	1081 COMMERCE AVE, CHIPLEY, FL 32428
Document Number	0067000085
Book / Page	1325 / 311
Instrument Date	Dec 31, 2024
Instrument	202567000085
Transaction Type	Foreclosure
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Tax	$144.20
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 CLAYTON RD, CHIPLEY, FL 32428-4811
Investor	Possibly a Property Investor

October 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 24, 2017
Property Address	1081 COMMERCE AVE, CHIPLEY, FL 32428
Document Number	0067007359
Book / Page	001102 / 000752
Instrument Date	Oct 18, 2017
Instrument	67007359
Transaction Type	Foreclosure
Record Updated	Nov 13, 2017

Transaction

Amount	Amount Recorded
Tax	$68.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 PLANTATION DR PANAMA CITY FL 324048629, PANAMA CITY, FL 32404-8629
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,685.00 (+7.26%) Additional exemption filed	$80,813 (+5.29%) Land $7,600 Building $73,213	$80,813 (+5.29%) Land $7,600 Building $73,213
2024	$1,571.00 (-0.88%) Additional exemption filed	$76,756 (-) Land $5,700 Building $71,056	$76,756 (-) Land $5,700 Building $71,056
2023	$1,585.00 (+0.83%) Additional exemption filed	$76,756 (+1.3%) Land $5,700 Building $71,056	$76,756 (+1.3%) Land $5,700 Building $71,056
2022	$1,572.00 Additional exemption filed	$75,768 Land $4,712 Building $71,056	$75,768 Land $4,712 Building $71,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

Nearby Properties on Commerce Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures