1081 Co Rd 642, Mentone, AL 35984 Property Records

DeKalb County property record for 1081 Co Rd 642, Mentone, AL 35984

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,628 sqft · built 1970
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Feb 2019)
Tax Bill	$679 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-07-26-0-000-031.000`

Property Details

APN / Parcel Number

Primary APN	`10-07-26-0-000-031.000`
Alternative APNs	`159075` `8194`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,198 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	195 sqft
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	159075
Street Address	1081 COUNTY ROAD 642
City	MENTONE
State	AL
Zip	35984-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONT 2.8 AC S26 T5S R10EA LOT IN NW 1/4-SE 1/4DESC AS:BEG IN NE COR OFSAID 1/4 TH:S 315' W 420'N'LY 315' E 385' TO POB
Legal Range	10E
Legal Township	05S
Legal Section	26
Jurisdiction	DEKALB AL
Township / Civil Division	VALLEY HEAD-MENTONE
Census Block Group	1
Census Block	1033
Census Tract	961400

Owner

1081 Co Rd 642 is owned and occupied by two individuals who bought it in February 2019.

Source: DeKalb County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1081 COUNTY ROAD 642, MENTONE, AL 35984-2914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Feb 1, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2019 · Amount on File
Deed Sale	Feb 1, 2019 · Amount on File
Deed Book / Page	1796 / 544
Prior Transfer Date	Oct 31, 2007
Prior Transfer Doc	0000234590
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	May 26, 2021
Property Address	1081 COUNTY ROAD 642, MENTONE, AL 35984-2914
Document Number	03001/3378
Book / Page	3001 / 3378
Instrument Date	May 17, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1081 COUNTY ROAD 642, MENTONE, AL 35984-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11363 KATHRYN DR, MERCERSBURG, PA 17236-8729

Mortgage

Document Number	0500110757
Date	May 26, 2021
Instrument	5001/10757

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Feb 1, 2019
Property Address	1081 COUNTY ROAD 642, MENTONE, AL 35984-2914
Document Number	001796/544
Book / Page	1796 / 544
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5600 OAKHILL RD NE, FORT PAYNE, AL 35967-7710

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1081 COUNTY ROAD 642, MENTONE, AL 35984-2914

Mortgage

Document Number	0002233987
Date	Feb 1, 2019
Instrument	2233/987

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1081 Co Rd 642 was $679 with a homeowner's exemption, up 7.6% from the year before.

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$679.00 (+7.61%) Homeowner's exemption
2025	$631.00 Homeowner's exemption	$19,340 Land $1,600 Building $17,740	$238,080 Land $19,880 Building $218,200
2023	$511.00 Homeowner's exemption	$15,960 (-)	$159,680 (-) Land $19,880 Building $139,800
2022	$511.00 Homeowner's exemption	$15,960 Land $1,980 Building $13,980	$159,680 Land $19,880 Building $139,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1081 Co Rd 642 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1081 Co Rd 642 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 77% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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