Cherokee County property record for 1081 Co Rd 26, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 2,183 sqft · built 1958 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,800 (Sep 2019) |
| Tax Bill | $872 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-14-03-08-0-000-079.019 |
| Primary APN | 13-14-03-08-0-000-079.019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,183 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 69,696 sqft (1.6 acres) |
| Account Number | 209205 |
|---|---|
| Street Address | 1081 COUNTY ROAD 26 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 DAVIS SUBDIVISION 15/35 8/T10S/R9E |
| Legal Subdivision | DAVIS |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 956000 |
1081 Co Rd 26 is owned and occupied by an individual who bought it in September 2019.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1081 COUNTY ROAD 26, CENTRE, AL 35960-6908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Sep 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on File |
| Deed Sale | Sep 27, 2019 · Amount on File |
| Deed Document Number | 2019209270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1081 COUNTY ROAD 26, CENTRE, AL 35960-6908 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000216110 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 216110 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Sep 27, 2019 |
| Property Address | 1081 COUNTY ROAD 26, CENTRE, AL 35960-6908 |
| Document Number | 0000209270 |
| Map Reference | PB 15 PG 35 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 209270 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 HARTFIELD LN, DALLAS, GA 30157-5496 |
| Name | Verified Name |
|---|---|
| Address | 1081 COUNTY ROAD 26, CENTRE, AL 35960-6908 |
| Document Number | 0000209271 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 209271 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1081 Co Rd 26 was $872 with a homeowner's exemption, up 7.4% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $872.00 (+7.39%) | ||
| 2025 | $812.00 (+2.4%) Homeowner's exemption | $7,160 (+6.55%) Land $6,700 Building $460 | $205,800 (+2.18%) Land $66,900 Building $138,900 |
| 2024 | $793.00 Additional exemption filed | $6,720 (-66.67%) Land $6,260 Building $460 | $201,400 (-) Land $62,500 Building $138,900 |
| 2023 | $793.00 Homeowner's exemption | $20,160 (+2%) | $201,400 (-) Land $62,500 Building $138,900 |
| 2022 | $793.00 Homeowner's exemption | $6,720 Land $6,260 Building $460 | $201,400 Land $62,500 Building $138,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1081 Co Rd 26 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1081 Co Rd 26 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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