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1081 Caravan Loop, Polk City, FL 33868 Property Records

Polk County property record for 1081 Caravan Loop, Polk City, FL 33868

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,324 sqft · built 1997
Lot Size0.161 acres (7,004 sqft)
OwnerIndividual Name on File
Last Sale$247,000 (Feb 2019)
Tax Bill$2,922 (2025)
Deeds & MortgagesFeb 2019 Sale & Mortgage
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN25-26-31-295433-001140

Property Details

APN / Parcel Number

Primary APN25-26-31-295433-001140
Alternative APNs
  • 312625295433001140
  • 12625000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,324 sqft Living Area
Gross Area1,612 sqft
1st Floor Area1,324 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area7,004 sqft (0.161 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area288 sqft
Pool HousePool House
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1081 CARAVAN LOOP
CityPOLK CITY
StateFL
Zip33868-5104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT OLIVE SHORES NORTH PB 104 PGS 38 & 39 LYING IN A PORTION OF SECTIONS 31&32 T26 R25 LOT 114
Legal Range25E
Legal Township26S
Legal Section31
Legal SubdivisionMOUNT OLIVE SHORES NORTH
Legal Tract295433
Legal Block1
Legal Lot Number114
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1066
Census Tract11605

Owner

1081 Caravan Loop is owned and occupied by an individual who bought it in February 2019.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1081 CARAVAN LOOP, POLK CITY, FL 33868-5104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2019Warranty Deed, Transfer · Conventional with PMI
WINGS FIN'L CU
May 9, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2019 · Amount on File
Deed SaleFeb 25, 2019 · Amount on File
Prior SaleMay 9, 2017 · Amount on File
Deed Document Number201937031
Deed Book / Page10758 / 2231
Prior Transfer DateApr 12, 2011
Prior Transfer Doc0000064155
Record UpdatedOct 29, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 25, 2019
Property Address1081 CARAVAN LOOP, POLK CITY, FL 33868-5104
Document Number0107582231
Book / Page010758 / 002231
Instrument DateFeb 15, 2019
Instrument37031
Transaction TypeTransfer
Record UpdatedMar 6, 2019
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,729.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1081 CARAVAN LOOP POLK CITY FL 338685104, POLK CITY, FL 33868-5104

Mortgage

Document Number107582233
DateFeb 25, 2019
Book Page010758/002233
Instrument37032
Lender
NameWINGS FIN'L CU
AddressAPPLE VALLEY, MN 55124
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 24, 2049
Interest
Rate TypeAdjustable Rate
Rate4%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 9, 2017
Property Address1081 CARAVAN LOOP, POLK CITY, FL 33868-5104
Document Number0101420663
Book / Page010142 / 000663
Instrument DateMay 5, 2017
Instrument88843
Transaction TypeTransfer
Record UpdatedMar 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,435.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address58 SCHUBERTS LN WHEELING WV 260034622, WHEELING, WV 26003-4622

Tax Assessment & Valuation

The 2025 property tax bill for 1081 Caravan Loop was $2,922 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,919 (-1.26%) Land $87,000 Building $175,919$262,919 (-1.26%) Land $87,000 Building $175,919
2025$2,922.00 Homeowner's exemption$266,271 Land $87,000 Building $179,271$266,271 Land $87,000 Building $179,271
2023$3,475.00 (-4.09%) Homeowner's exemption$262,848 (+5.64%) Land $85,000 Building $177,848$262,848 (+5.64%) Land $85,000 Building $177,848
2022$3,623.00$248,810 Land $55,000 Building $193,810$248,810 Land $55,000 Building $193,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1081 Caravan Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2004–2017)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1081 Caravan Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOLK CITY SYSTEM
serves 2,568 people · EPA ID FL6531424
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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