Morgan County property record for 1081 Arbor Ct, Madison, GA 30650
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,168 sqft · built 2019 |
| Lot Size | 0.869 acres (37,897 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $520,000 (May 2025) |
| Tax Bill | $4,530 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Mar 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035 251 |
| Primary APN | 035 251 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,168 sqft Heated Area |
| 1st Floor Area | 788 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,897 sqft (0.869 acres) |
| Terrain | Rolling |
| Garage Area | 480 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10754 |
|---|---|
| Street Address | 1081 ARBOR CT |
| City | MADISON |
| State | GA |
| Zip | 30650-3785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | THE ARBORS AT MADISON LOT 38 |
| Legal Subdivision | ARBORS AT MADISON |
| Legal Phase | 01 |
| Legal Lot Number | 38 |
| Jurisdiction | MORGAN GA |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10302 |
Source: Morgan County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2024 | Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION |
| Mar 28, 2022 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER |
| Oct 2, 2019 | Deed of Trust, Mortgage · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Mar 25, 2022 | Warranty Deed, Transfer |
| Mar 25, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER |
| Oct 1, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Jan 29, 2018 | Warranty Deed, Transfer UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2025 · Amount on Record |
| Deed Sale | May 20, 2025 · Amount on Record |
| Prior Sale | Mar 25, 2022 · Amount on Record |
| Deed Document Number | 0000074730 |
| Deed Book / Page | 747 / 30 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000733/0000000615 |
|---|---|
| Date | Jul 19, 2024 |
| Book Page | 0000000733/0000000615 |
| Name | GEORGIA UNITED CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Document Number | 0000000692/0000000768 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 0000000692/0000000768 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Document Number | 0000000632/0000000075 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 0000000632/0000000075 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Mar 25, 2022 |
| Property Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Document Number | 000692/767 |
| Book / Page | 692 / 767 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022-000351 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Mar 25, 2022 |
| Property Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Document Number | 000692/767 |
| Book / Page | 692 / 767 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022-000351 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Investor | Possibly a Property Investor |
| Document Number | 0000692768 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 692/768 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Oct 1, 2019 |
| Property Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Document Number | 0000632/73 |
| Book / Page | 632 / 73 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 2019-001011 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Document Number | 0000000632/0000000075 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 0000000632/0000000075 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Jan 29, 2018 |
| Property Address | 1081 ARBOR CT, MADISON, GA 30650-3785 |
| Document Number | 000602/578 |
| Book / Page | 602 / 578 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 2018-000088 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 240 HIGHWAY 212, COVINGTON, GA 30016-6019 |
| Document Number | 000602/580 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 602/580 |
| Instrument | 000308 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 1, 2019 |
Source: Morgan County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,530.00 (+44.31%) | $202,149 (+29.7%) Land $26,400 Building $175,749 | $505,372 (+29.7%) Land $66,000 Building $439,372 |
| 2023 | $3,139.00 (-12.02%) Homeowner's exemption | $155,861 (+6.84%) Land $25,200 Building $130,661 | $389,653 (+6.84%) Land $63,000 Building $326,653 |
| 2022 | $3,568.00 Homeowner's exemption | $145,887 Land $20,000 Building $125,887 | $364,718 Land $50,000 Building $314,718 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 26, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 47% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAGLES VIEW private · serves 267 people · EPA ID GA1330050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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