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1081 3rd St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 1081 3rd St, Santa Rosa, CA 95404

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,325 sqft · built 1890
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$760,000 (Aug 2024)
Tax Bill$8,694 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN009-092-013-000

Property Details

APN / Parcel Number

Primary APN009-092-013-000
Alternative APN
  • 009-092-013

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,325 sqft Living Area
1st Floor Area1,174 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1922
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number009-092-013
Street Address1081 3RD ST
CitySANTA ROSA
StateCA
Zip95404-6635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYSR
Legal SubdivisionPIERCES AND DOYLES SUBDIVISION
Legal Block3
Legal Lot Number8,9
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group3
Census Block3015
Census Tract152203

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1081 3RD ST, SANTA ROSA, CA 95404-6635
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2024 · Amount on Record
Deed SaleAug 21, 2024 · Amount on Record
Deed Document Number202438160
Prior Transfer DateJun 16, 2023
Prior Transfer Doc0000028114
Record UpdatedOct 29, 2026

June 2020: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionSONOMA CA
Recording DateJun 23, 2020
Property Address1081 3RD ST, SANTA ROSA, CA 95404-6635
Document Number0000049738
Instrument DateJun 8, 2020
Instrument49738
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1081 3RD ST SANTA ROSA CA 954046635, SANTA ROSA, CA 95404-6635

Mortgage

Document Number49739
DateJun 23, 2020
Instrument49739
Lender
NameFINANCE OF AMERICA REVERSE
Address8023 E 63RD PL # 700, TULSA, OK 74133-1240
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term708 Months
DueJun 22, 2079
Interest
Rate TypeAdjustable Rate
Rate2.59%

Mortgage

Document Number49740,
DateJun 23, 2020
Instrument49740
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term708 Months
DueJun 22, 2079
Interest
Rate TypeAdjustable Rate
Rate2.59%

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalitySanta Rosa City
Elementary School DistrictSanta Rosa Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$775,200 (+2%) Land $310,080 Building $465,120
2025$8,694.00 (+292.15%)$760,000 (+287.94%) Land $304,000 Building $456,000
2023$2,217.00 (+6.74%) Homeowner's exemption$195,907 Land $65,298 Building $130,609
2022$2,077.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1981–1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA ROSA
serves 178,452 people · EPA ID CA4910009
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile.

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