10809 Spruce Ave, Bloomington, CA 92316 Property Records

San Bernardino County property record for 10809 Spruce Ave, Bloomington, CA 92316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1976
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jun 2020)
Tax Bill	$7,313 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0257-071-32-0000`

Property Details

APN / Parcel Number

Primary APN	`0257-071-32-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	1,680 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	56,628 sqft (1.3 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	227 sqft
Deck Area	Deck Area
Patio Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	10809 SPRUCE AVE
City	BLOOMINGTON
State	CA
Zip	92316-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	PARCEL MAP 3483 PARCEL 1
Legal Subdivision	PARCEL MAP 3483
Legal Block	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3027
Census Tract	4004

Owner

Source: San Bernardino County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35532 LILAC LN, YUCAIPA, CA 92399-5117
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Dec 8, 2025	Intrafamily Transfer, Transfer
Jun 5, 2020	Grant Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Dec 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Deed Document Number	2020186780
Last Transfer Date	Aug 14, 2025
Transfer Doc	0000300288
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10809 SPRUCE AVE, BLOOMINGTON, CA 92316-2848
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35532 LILAC LN, YUCAIPA, CA 92399-5117

Mortgage

Document Number	0000011973
Date	Jan 16, 2026
Instrument	2026-0011973

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 8, 2025
Property Address	10809 SPRUCE AVE, BLOOMINGTON, CA 92316-2848
Document Number	0000300288
Map Reference	MB 31 PG 58
Instrument Date	Aug 14, 2025
Instrument	2025-0300288
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35532 LILAC LN, YUCAIPA, CA 92399-5117

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 5, 2020
Property Address	10809 SPRUCE AVE, BLOOMINGTON, CA 92316-2848
Document Number	0000186780
Map Reference	MAP 3483
Instrument Date	Apr 16, 2020
Instrument	2020-0186780
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10809 SPRUCE AVE, BLOOMINGTON, CA 92316-2848

Mortgage

Document Number	0000186781
Date	Jun 5, 2020
Instrument	2020-0186781

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 8, 2017
Property Address	10809 SPRUCE AVE, BLOOMINGTON, CA 92316-2848
Document Number	0000520293
Instrument Date	Nov 6, 2017
Instrument	520293
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10809 SPRUCE AVE BLOOMINGTON CA 923162848, BLOOMINGTON, CA 92316-2848

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Colton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,648 (+2%) Land $146,412 Building $439,236
2025	$7,313.00 (+4.59%)	$574,165 (+4.04%) Land $143,541 Building $430,624
2023	$6,992.00 (+1.5%) Homeowner's exemption	$551,869 Land $137,967 Building $413,902
2022	$6,889.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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