10809 Courageous Dr, Indianapolis, IN 46236 Property Records

Marion County property record for 10809 Courageous Dr, Indianapolis, IN 46236

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,595 sqft · built 1985
Lot Size0.56 acres (24,394 sqft)
Owner2 Individuals on Record
Last Sale$235,000 (Apr 2013)
Tax Bill$4,203 (2023)
Deeds & MortgagesJan 2026 Mortgage
Jan 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN49-01-20-111-009.000-400

Property Details

APN / Parcel Number

Primary APN49-01-20-111-009.000-400
Alternative APN
  • 4025591

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,595 sqft Living Area
Gross Area3,782 sqft
1st Floor Area1,408 sqft
2nd Floor Area1,187 sqft
Basement Area1,187 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Construction TypeBrick
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)
Garage TypeAttached
Garage Area800 sqft
Parking Spaces3 Parking Spaces
Pool Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number4025591
Old Parcel Number4025591
Street Address10809 COURAGEOUS DR
CityINDIANAPOLIS
StateIN
Zip46236-9571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFEATHER COVE SEC IX NORTH LOT 287
Legal Range05
Legal Township17
Legal Section20
Legal SubdivisionFEATHER COVE SEC 9N
Legal Lot Number287
JurisdictionMARION IN
Township / Civil DivisionLAWRENCE
Census Block Group2
Census Block2012
Census Tract330203

Owner

Source: Marion County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address10809 COURAGEOUS DR, INDIANAPOLIS, IN 46236-9571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK
Jan 10, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK
Feb 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2013 · Amount on Record
Deed SaleApr 5, 2013 · Amount on Record
Deed Document Number0000039962
Last Transfer DateApr 8, 2013
Transfer Doc0000039962
Record UpdatedJun 7, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10809 COURAGEOUS DR, INDIANAPOLIS, IN 46236-9571
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001057
DateJan 6, 2026
InstrumentA202600001057
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10809 COURAGEOUS DR, INDIANAPOLIS, IN 46236-9571
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002288
DateJan 10, 2024
InstrumentA202400002288
Lender
NamePNC BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJan 1, 2064

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10809 COURAGEOUS DR, INDIANAPOLIS, IN 46236-9571
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000848
DateJan 4, 2021
InstrumentA202100000848
Lender
NamePNC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 15, 2040
Interest
Rate TypeFixed Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10809 COURAGEOUS DR, INDIANAPOLIS, IN 46236-9571
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009781
DateFeb 4, 2019
InstrumentA201900009781
Lender
NamePNC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term216 Months
DueJan 15, 2037
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionLawrence Township
Consolidated CityIndianapolis City
Unified School DistrictLawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,203.00 (+19%) Homeowner's exemption$365,800 (+20.97%) Land $80,600 Building $285,200$365,800 (+20.97%) Land $80,600 Building $285,200
2022$3,532.00 (+10.03%) Homeowner's exemption$302,400 Land $57,000 Building $245,400$302,400 Land $57,000 Building $245,400
2021$3,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2011–2015)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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