10809 Ben Vorlichs Head Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 10809 Ben Vorlichs Head Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,184 sqft · built 1965
Lot Size	0.211 acres (9,185 sqft)
Owner	Individual Name on Record
Last Sale	$198,240 (Apr 2024)
Tax Bill	$535 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-20-01-0-00122-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-20-01-0-00122-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Adjusted Area
1st Floor Area	832 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,185 sqft (0.211 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Shed	1 Shed
Shed Area	400 sqft

Location & Zoning

Street Address	10809 BEN VORLICHS HEAD RD
City	HERNANDO
State	MS
Zip	38632-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LAKE O THE HILLS LOT 122
Legal Range	009
Legal Township	03S
Legal Section	20
Legal Subdivision	LAKE O THE HILLS SEC A
Legal Lot Number	122
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	71200

Owner

Source: DeSoto County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage TRUSTMARK NATIONAL BANK
Apr 18, 2024	Deed of Trust, Mortgage · Commercial Mortgage MISISIPPI HOME CORP
Apr 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage MISSISSIPPI HOME CORPORATION
Jun 17, 2024	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
May 13, 2024	Deed of Trust, Mortgage · Commercial Mortgage MISSISSIPPI HOME CORPORATION
Apr 3, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK
Jan 10, 2023	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2024 · Amount on Record
Deed Sale	Apr 3, 2024 · Amount on Record
Prior Sale	Jan 10, 2023 · Amount on Record
Deed Book / Page	1024 / 5717
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202

Mortgage

Document Number	5661/34624
Date	Apr 18, 2024
Book Page	5661/34624

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202

Mortgage

Document Number	5661/34643
Date	Apr 18, 2024
Book Page	5661/34643

Lender

Name	MISISIPPI HOME CORP
Type	Non-Lending Institution
Address	JACKSON, MS 39201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2034

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202

Mortgage

Document Number	5661/29414
Date	Apr 3, 2024
Book Page	5661/29414

Lender

Name	MISSISSIPPI HOME CORPORATION
Type	Non-Lending Institution
Address	JACKSON, MS 39201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2034

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202

Mortgage

Document Number	5661/56475
Date	Jun 17, 2024
Book Page	5661/56475

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	PEARL, MS 39208

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2054

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202

Mortgage

Document Number	5661/43912
Date	May 13, 2024
Book Page	5661/43912

Lender

Name	MISSISSIPPI HOME CORPORATION
Type	Non-Lending Institution
Address	JACKSON, MS 39201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2054

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 3, 2024
Property Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202
Document Number	01024/5717
Book / Page	1024 / 5717
Map Reference	MB 2 PG 29-33
Instrument Date	Mar 30, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 558, NESBIT, MS 38651-0558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-7990

Mortgage

Document Number	0566129398
Date	Apr 3, 2024
Instrument	5661/29398

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

January 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 10, 2023
Property Address	10809 BEN VORLICHS HEAD RD, HERNANDO, MS 38632-4202
Document Number	001022/409
Book / Page	1022 / 409
Map Reference	MB 2 PG 29-33
Instrument Date	Jan 9, 2023
Transaction Type	Foreclosure
Record Updated	Dec 15, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 558, NESBIT, MS 38651-0558
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$535.00 (+86.41%)	$6,410 (+34.92%) Land $1,000 Building $5,410	$64,096 (+34.92%) Land $10,000 Building $54,096
2023	$287.00	$4,751	$47,505 Land $10,000 Building $37,505

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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