10809 Beaver Dam Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 10809 Beaver Dam Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,702 sqft · built 1984
Lot Size	12.9 acres (565,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Apr 2025)
Tax Bill	$1,992 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`457600081827000`

Property Details

APN / Parcel Number

Primary APN	`457600081827000`
Alternative APNs	`55308` `61016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,702 sqft Heated Area
Gross Area	3,984 sqft
1st Floor Area	1,702 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	565,409 sqft (12.9 acres)
Lot Width	1,301 ft Width
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Patio Area	561 sqft
Shed	1 Shed
Shed Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	61016
Street Address	10809 BEAVER DAM RD
City	MURPHY
State	NC
Zip	28906-0587
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR BURCHAM 1687/611
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1037
Census Tract	930300

Owner

Source: Cherokee County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2722, DURHAM, NC 27715-2722
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Sep 13, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
May 30, 2023	Warranty Deed, Transfer
Aug 4, 2021	Warranty Deed, Transfer
Sep 10, 2019	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	May 30, 2023 · Amount on Record
Deed Document Number	20251909
Deed Book / Page	1777 / 55
Prior Transfer Date	Sep 7, 2023
Prior Transfer Doc	001742/420
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	10809 BEAVER DAM RD, MURPHY, NC 28906-0587
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 BEAVER DAM RD, MURPHY, NC 28906-0587

Mortgage

Document Number	001798/646
Date	Mar 31, 2026
Book Page	1798/646
Instrument	1511

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	PO BOX 670, BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Sep 13, 2023
Property Address	10809 BEAVER DAM RD, MURPHY, NC 28906-0587
Document Number	001742/420
Book / Page	1742 / 420
Map Reference	CAB H SL 1180
Instrument Date	Sep 7, 2023
Instrument	4566
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10809 BEAVER DAM RD, MURPHY, NC 28906-0587

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10809 BEAVER DAM RD, MURPHY, NC 28906-0587

Mortgage

Document Number	001742/424
Date	Sep 13, 2023
Book Page	1742/424
Instrument	4567

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 30, 2023
Property Address	10809 BEAVER DAM RD, MURPHY, NC 28906-0587
Document Number	01735/1174
Book / Page	1735 / 1174
Map Reference	CAB H SL 423
Instrument Date	May 15, 2023
Instrument	2595
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10809 BEAVER DAM RD, MURPHY, NC 28906-0587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 OLD EVANS RD, MURPHY, NC 28906-6087

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 4, 2021
Property Address	10809 BEAVER DAM RD, MURPHY, NC 28906-0587
Document Number	1687/611
Book / Page	1687 / 611
Map Reference	CAB H SL 1180
Instrument Date	Aug 2, 2021
Instrument	5156
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 BEAVER DAM RD, MURPHY, NC 28906-0587

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 10, 2019
Property Address	10809 BEAVER DAM RD, MURPHY, NC 28906-0587
Document Number	01623/0128
Book / Page	01623 / 0128
Instrument Date	Sep 10, 2019
Instrument	04230
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1950 THOROUGHBRED RD, 1950, HENDERSON, NV 89002-8761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 BEAVER DAM RD, MURPHY, NC 28906-0587

Mortgage

Document Number	04231
Date	Sep 10, 2019
Instrument	04231

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,992.00	$294,330 (-2.98%)	$294,330 (-2.98%) Land $50,300 Building $244,030
2023		$303,370	$303,370 Land $59,340 Building $244,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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