10808 Rustic Creek Dr, Bakersfield, CA 93312 Property Records

Kern County property record for 10808 Rustic Creek Dr, Bakersfield, CA 93312

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,317 sqft · built 2003
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Jun 2003)
Tax Bill$4,904 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN500-351-06-00-2

Property Details

APN / Parcel Number

Primary APN500-351-06-00-2
Alternative APNs
  • 500-351-06-9
  • 5003510600
  • 50035106

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,317 sqft Living Area
Gross Area3,138 sqft
1st Floor Area2,317 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area499 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area116 sqft
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number500351069
Street Address10808 RUSTIC CREEK DR
CityBAKERSFIELD
StateCA
Zip93312-6349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 5827 , BLOCK PHH, LOT 6
Legal SubdivisionTRACT 5827
Legal Tract5827
Legal Block1
Legal Lot Number6
JurisdictionKERN CA
Township / Civil DivisionROSEDALE
Census Block Group1
Census Block1021
Census Tract3821

Owner

10808 Rustic Creek Dr is owned and occupied by two individuals who acquired it in January 2006.

Source: Kern County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address10808 RUSTIC CREEK DR, BAKERSFIELD, CA 93312-6349
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
SAFE 1 CU
Aug 7, 2020Deed of Trust, Mortgage · Line of Credit
SAFE 1 CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2003 · Amount on File
Deed SaleJun 6, 2003 · Amount on File
Deed Document Number2003112018
Last Transfer DateJan 9, 2006
Transfer Doc0000016193
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address10808 RUSTIC CREEK DR, BAKERSFIELD, CA 93312-6349
Transaction TypeMortgage
Record UpdatedNov 7, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10808 RUSTIC CREEK DR, BAKERSFIELD, CA 93312-6349

Mortgage

Document Number0000161397
DateAug 25, 2021
Instrument221161397
Lender
NameSAFE 1 CU
TypeCredit Union
AddressBAKERSFIELD, CA 93311
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address10808 RUSTIC CREEK DR, BAKERSFIELD, CA 93312-6349
Document Number0000110965
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10808 RUSTIC CREEK DR BAKERSFIELD CA 933126349, BAKERSFIELD, CA 93312-6349

Mortgage

Document Number0000110965
DateAug 14, 2020
Instrument110965
Lender
NameSAFE 1 CU
TypeCredit Union
AddressBAKERSFIELD, CA 93311
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 13, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10808 Rustic Creek Dr was $4,904 with a homeowner's exemption.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
MunicipalityBakersfield City
Secondary School DistrictKern High School District (09 - 12)
Elementary School DistrictRosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$382,948 (+2%) Land $69,419 Building $313,529
2025$4,904.00 Homeowner's exemption$375,440 Land $68,058 Building $307,382
2023$4,746.00 (+1.76%) Homeowner's exemption$360,864 Land $65,416 Building $295,448
2022$4,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10808 Rustic Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10808 Rustic Creek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAKERSFIELD
serves 171,108 people · EPA ID CA1510031
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Applied Technology Group
Fixed Wireless
500 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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