10808 N State Rd 545, Troy, IN 47588 Property Records

Spencer County property record for 10808 N State Rd 545, Troy, IN 47588

Property Summary

Property Type	Single Family Home
Details	built 1964
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$225,900 (Aug 2026)
Tax Bill	$308 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-36-200-006.000-013`

Property Details

APN / Parcel Number

Primary APN	`74-06-36-200-006.000-013`
Alternative APNs	`06001238000000` `00001004732`

Interior

Plumbing Fixtures	11 Plumbing Fixtures

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	77 sqft
Lean-To	300 sqft

Location & Zoning

Account Number	00001004732
Street Address	10808 N STATE ROAD 545
City	TROY
State	IN
Zip	47588-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NE NW 36 5 R4 2.A
Jurisdiction	SPENCER IN
Township / Civil Division	HUFF
Census Block Group	1
Census Block	1052
Census Tract	952800

Owner

Source: Spencer County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10808 N INDIANA 545, TROY, IN 47588
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Apr 12, 2018	Warranty Deed, Transfer
Apr 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Apr 12, 2018
Deed Document Number	20262564
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Aug 28, 2026
Property Address	10808 N STATE ROAD 545, TROY, IN 47588-9065
Document Number	0000002564
Instrument Date	Aug 27, 2026
Instrument	20262564
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002565,
Date	Aug 28, 2026
Instrument	20262565

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Apr 12, 2018
Property Address	10808 N STATE ROAD 545, TROY, IN 47588-9065
Document Number	2018R01132
Instrument Date	Apr 4, 2017
Instrument	2018R-01132
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10808 N STATE ROAD 545, TROY, IN 47588-9065

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Apr 12, 2018
Property Address	10808 N STATE ROAD 545, TROY, IN 47588-9065
Document Number	2018R01133
Instrument Date	Jan 13, 2017
Instrument	2018R-01133
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10808 N STATE ROAD 545, TROY, IN 47588-9065

Tax Assessment & Valuation

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Huff Township
Unified School District	North Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00 (-2.22%)	$21,700 (+33.13%) Land $12,500 Building $9,200	$21,700 (+33.13%) Land $12,500 Building $9,200
2024	$315.00 (+71.2%)
2023		$16,300 (-2.98%) Land $6,600 Building $9,700	$16,300 (-2.98%) Land $6,600 Building $9,700
2022	$184.00 (-4.17%)	$16,800 Land $6,600 Building $10,200	$16,800 Land $6,600 Building $10,200
2021	$192.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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