10808 E 15th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10808 E 15th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,719 sqft · built 1964
Lot Size	0.187 acres (8,145 sqft)
Owner	2 Trust Names on File
Last Sale	$420,000 (Sep 2020)
Tax Bill	$4,072 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45213.1713`

Property Details

APN / Parcel Number

Primary APN	`45213.1713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,719 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	575 sqft
Unfinished Basement	569 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,145 sqft (0.187 acres)
Lot Dimensions	108 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10808 E 15TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	UNIV HTS 1ST L3 B2
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	UNIV HTS
Legal Block	2
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2019
Census Tract	12600

Owner

10808 E 15th Ave is held in a trust since September 2020.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	22690 E EDGEWATER LN, LIBERTY LAKE, WA 99019-5230
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Nov 18, 2019	Warranty Deed, Transfer · VA Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Document Number	20206968682
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10808 E 15TH AVE, SPOKANE VALLEY, WA 99206-3478
Document Number	0006968794
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10808 E 15TH AVE SPOKANE VALLEY WA 992063478, SPOKANE VALLEY, WA 99206-3478

Mortgage

Document Number	0006968794
Date	Sep 16, 2020
Instrument	6968794

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 18, 2019
Property Address	10808 E 15TH AVE, SPOKANE VALLEY, WA 99206-3478
Document Number	0006864948
Map Reference	VOL 5 PG 29
Instrument Date	Nov 13, 2019
Instrument	6864948
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,633.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 E SPLITWOOD WAY ST, DERBY, KS 67037-8781

Mortgage

Document Number	0006864949
Date	Nov 18, 2019
Instrument	6864949

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 10808 E 15th Ave was $4,072, up 1.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,072.00 (+1.37%)	$355,500 Land $110,000 Building $245,500	$355,500 Land $110,000 Building $245,500
2025	$4,017.00
2024		$377,200 (+30.97%) Land $77,000 Building $300,200	$377,200 (+30.97%) Land $77,000 Building $300,200
2023	$3,899.00 (+6.7%)	$288,000 Land $55,000 Building $233,000	$288,000 Land $55,000 Building $233,000
2022	$3,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10808 E 15th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10808 E 15th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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