10808 Cosmic Pl, La Plata, MD 20646 Property Records

Charles County property record for 10808 Cosmic Pl, La Plata, MD 20646

Property Summary

Property Type	Townhouse
Details	3 ba · 2,420 sqft · built 2025
Lot Size	0.056 acres (2,439 sqft)
Owner	Individual Name on File
Last Sale	$419,990 (Dec 2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-363708`

Property Details

APN / Parcel Number

Primary APN	`08-363708`
Alternative APN	`363708`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,420 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	572 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Townhouse
Roof Material	Composition Shingle
Lot Area	2,439 sqft (0.056 acres)
Garage Type	Attached
Garage Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	363708
Street Address	10808 COSMIC PL
City	LA PLATA
State	MD
Zip	20646-3296
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT A52 PH 1 PAR A = HORIZON NBHD ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Lot Number	A52
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1062
Census Tract	851004

Owner

10808 Cosmic Pl, a townhouse, is owned and occupied by an individual who bought it in December 2025.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10808 COSMIC PL, LA PLATA, MD 20646-3296
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Deed Book / Page	13895 / 277
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 10, 2025
Property Address	10808 COSMIC PL, LA PLATA, MD 20646-3296
Document Number	0138950277
Book / Page	13895 / 277
Map Reference	MB 63 PG 128-135
Instrument Date	Nov 26, 2025
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	UNKNOWN, DOMA TITLE INSURANCE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10808 COSMIC PL, LA PLATA, MD 20646-3296

Mortgage

Document Number	0013895290
Date	Dec 10, 2025
Instrument	13895/290

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$460,100 Land $90,000 Building $370,100	$460,100 Land $90,000 Building $370,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10808 Cosmic Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10808 Cosmic Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20