10807 96th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 10807 96th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,124 sqft · built 2004
Lot Size	4.37 acres (190,751 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Jun 2026)
Tax Bill	$2,672 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-682-0120`

Property Details

APN / Parcel Number

Primary APN	`01-682-0120`

Interior

Building Area	1,124 sqft Living Area
Basement Area	884 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	190,751 sqft (4.37 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	310 sqft

Location & Zoning

Street Address	10807 96TH ST
City	MILACA
State	MN
Zip	56353-4199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	26
Legal Township	37
Legal Section	19
Legal Subdivision	PINE RIDGE
Legal Block	4
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOGUS BROOK
Census Block Group	2
Census Block	2054
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10807 96TH ST, MILACA, MN 56353-4199
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 5, 2017	Deed, Transfer · Conventional Mortgage NORTHVIEW BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Oct 5, 2017
Deed Document Number	2026451764
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 29, 2026
Property Address	10807 96TH ST, MILACA, MN 56353-4199
Document Number	0000451764
Instrument Date	Jun 5, 2026
Instrument	2026451764
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$118,321.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10807 96TH ST, MILACA, MN 56353-4199

Mortgage

Document Number	0000451765,
Date	Jun 29, 2026
Instrument	2026451765

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000451766,
Date	Jun 29, 2026
Instrument	2026451766

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.36%
Max Rate	-1%

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 5, 2017
Property Address	10807 96TH ST, MILACA, MN 56353-4199
Document Number	A402821
Instrument Date	Sep 29, 2017
Instrument	A402821
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ALL AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10807 96TH ST, MILACA, MN 56353-4199

Mortgage

Document Number	A402822
Date	Oct 5, 2017
Instrument	A402822

Lender

Name	NORTHVIEW BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bogus Brook Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,672.00 (-5.58%)	$337,500 (+26.88%) Land $99,400 Building $238,100	$337,500 (+26.88%) Land $99,400 Building $238,100
2025	$2,830.00 (-4.39%) Homeowner's exemption	$266,000 (-6.57%) Land $56,100 Building $209,900	$266,000 (-6.57%) Land $56,100 Building $209,900
2023	$2,960.00	$284,700 Land $51,900 Building $232,800	$284,700 Land $51,900 Building $232,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	10 / 1

May also be available: AT&T.

Nearby Properties on 96th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures