Lancaster County property record for 10806 River Rd, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 2009 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual on Record |
| Tax Bill | $15 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 25 48F |
| Primary APN | 25 48F |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 4,416 sqft |
| 1st Floor Area | 1,764 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 14910 |
|---|---|
| Street Address | 10806 RIVER RD |
| City | LANCASTER |
| State | VA |
| Zip | 22503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | BISCOES .69 AC LR08/2911 LR08/2913-P PC7/199C |
| Legal Subdivision | BISCOES |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 30100 |
Source: Lancaster County assessment roll, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 2314 NOONHAM RD, WINDSOR MILL, MD 21244-1949 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 10806 RIVER RD, LANCASTER, VA 22503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | LYTLE TITLE AND ESCROW LLC, ELITE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0220000693 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 220000693 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15.00 (-98.61%) | $288,800 (+68%) Land $12,000 Building $276,800 | $288,800 (+68%) Land $12,000 Building $276,800 |
| 2023 | $1,082.00 | $171,900 Land $12,000 Building $159,900 | $171,900 Land $12,000 Building $159,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 28 (1998–2018) |
| Claims Outside the SFHA | 4 of 28 |
| Most Recent Claim | Nov 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
4G LTE (outdoors only), no 5G reported
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