10806 Opal Ridge Dr, Houston, TX 77095 Property Records

Harris County property record for 10806 Opal Ridge Dr, Houston, TX 77095

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,609 sqft · built 2002
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,900 (Jun 2010)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-602-003-0024`

Property Details

APN / Parcel Number

Primary APN	`120-602-003-0024`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,609 sqft Living Area
1st Floor Area	2,693 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	9,600 sqft (0.22 acres)
View / Lot	Primary
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	449 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1206020030024
Street Address	10806 OPAL RIDGE DR
City	HOUSTON
State	TX
Zip	77095-4650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 BLK 3 STONE GATE SEC 5
Legal Subdivision	STONE GATE SEC 5
Legal Block	3
Legal Lot Number	24
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	4
Census Block	4000
Census Tract	541007

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10806 OPAL RIDGE DR, HOUSTON, TX 77095-4650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2010 · Amount on Record
Deed Sale	Jun 2, 2010 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	2010227674
Deed Book / Page	1734 / 1555
Prior Transfer Date	May 12, 2010
Prior Transfer Doc	20100227674
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10806 OPAL RIDGE DR, HOUSTON, TX 77095-4650
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	SERVICELINK TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000363008
Date	Jul 14, 2022
Instrument	2022-363008

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,788 (+1.35%) Land $107,328 Building $465,460	$572,788 (+1.35%) Land $107,328 Building $465,460
2025	$3,061.00 (-16.34%) Homeowner's exemption	$565,162 (-8.64%) Land $107,328 Building $457,834	$565,162 (-8.64%) Land $107,328 Building $457,834
2024	$3,659.00 (+326.46%)
2023		$618,622 Land $107,328 Building $511,294	$618,622 Land $107,328 Building $511,294
2022	$858.00 (+29.41%)
2020	$663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REMINGTON MUD 1 serves 13,746 people · EPA ID TX1013074
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Spectrum.

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