10806 E 8th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10806 E 8th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,910 sqft · built 1959
Lot Size	0.178 acres (7,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,133 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45213.0612`

Property Details

APN / Parcel Number

Primary APN	`45213.0612`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,516 sqft
Basement Area	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,750 sqft (0.178 acres)
Garage Type	Carport
Garage Area	224 sqft
Carport	Carport
Carport Area	224 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10806 E 8TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPP OLD ORCH SUB B195 W100FT L2 B5 ALSO N35FT OF S248. 7FT OF W50FT OF E308.7FT OF N1/2 OF NW1/4 OF NW1/4 OF SW1/4 SEC21 -25-44
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	OPP OLD ORCH SUB
Legal Block	195,5
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2010
Census Tract	12600

Owner

10806 E 8th Ave is owned and occupied by two individuals who acquired it in June 2001.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10806 E 8TH AVE, SPOKANE VALLEY, WA 99206-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON CREDIT UNION
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2001
Deed Sale	Jun 13, 2001
Prior Sale	Jan 5, 2001 · Amount on File
Deed Document Number	20014597957
Prior Transfer Date	Jan 2, 2001
Prior Transfer Doc	0004547057
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Apr 24, 2026
Property Address	10806 E 8TH AVE, SPOKANE VALLEY, WA 99206-2815
Document Number	0007484545
Instrument Date	Apr 20, 2026
Instrument	20267484545
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10806 E 8TH AVE, SPOKANE VALLEY, WA 99206-2815

Mortgage

Document Number	0007484545,
Date	Apr 24, 2026
Instrument	20267484545

Lender

Name	HORIZON CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10806 E 8TH AVE, SPOKANE VALLEY, WA 99206-2815
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007037623
Date	Feb 22, 2021
Instrument	7037623

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10806 E 8TH AVE, SPOKANE VALLEY, WA 99206-2815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006780889
Date	Feb 8, 2019
Instrument	6780889

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 10806 E 8th Ave was $4,133, down 3.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,133.00 (-3.88%)	$356,400 (-0.75%) Land $110,000 Building $246,400	$356,400 (-0.75%) Land $110,000 Building $246,400
2025	$4,300.00	$359,100 (-3.23%) Land $100,000 Building $259,100	$359,100 (-3.23%) Land $100,000 Building $259,100
2024		$371,100 (+22.48%) Land $77,000 Building $294,100	$371,100 (+22.48%) Land $77,000 Building $294,100
2023	$3,842.00 (+0.39%)	$303,000 Land $55,000 Building $248,000	$303,000 Land $55,000 Building $248,000
2022	$3,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10806 E 8th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10806 E 8th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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