10805 del Prado Dr E, Largo, FL 33774 Property Records

Pinellas County property record for 10805 del Prado Dr E, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,397 sqft · built 1971
Lot Size	0.192 acres (8,359 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jul 2017)
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-8912-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-8912-8`
Alternative APNs	`17-30-15-20873-000-0950` `301517208730000950` `153017208730000950` `R181329`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,397 sqft Living Area
Gross Area	1,946 sqft
1st Floor Area	1,397 sqft
Flooring	Carpet

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,359 sqft (0.192 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R181329
Street Address	10805 DEL PRADO DR E
City	LARGO
State	FL
Zip	33774-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DEL PRADO IMPERIAL UNIT 2 LOT 95
Legal Range	15E
Legal Township	30S
Legal Section	17
Legal Subdivision	DEL PRADO IMPERIAL UNIT 2
Legal Tract	20873
Legal Lot Number	95
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	3
Census Block	3012
Census Tract	25119

Owner

10805 del Prado Dr E is owned and occupied by two individuals who bought it in July 2017.

Source: Pinellas County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10805 DEL PRADO DR E, LARGO, FL 33774-4641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHRISTOPHER PAUL FINANCIAL LLC
May 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITRUS BANK
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC
Feb 20, 2017	Warranty Deed, Transfer EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	Feb 20, 2017 · Amount on File
Deed Document Number	2017232067
Deed Book / Page	19717 / 2626
Transfer Doc	1088001939
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Sep 23, 2026
Property Address	10805 DEL PRADO DR E, LARGO, FL 33774-4641
Document Number	0000254422
Book / Page	23702 / 860
Instrument Date	Sep 17, 2026
Instrument	2026254422
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10805 DEL PRADO DR E, LARGO, FL 33774-4641

Mortgage

Document Number	0000254422,
Date	Sep 23, 2026
Book Page	23702/860
Instrument	2026254422

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10805 DEL PRADO DR E, LARGO, FL 33774-4641
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10805 DEL PRADO DR E, LARGO, FL 33774-4641

Mortgage

Document Number	0219802655
Date	Mar 17, 2022
Book Page	21980/2655
Instrument	2022085620

Lender

Name	CHRISTOPHER PAUL FINANCIAL LLC
Type	Mortgage Company
Address	NEW PORT RICHEY, FL 34655

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10805 DEL PRADO DR E, LARGO, FL 33774-4641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196482133
Date	May 31, 2017
Book Page	19648/2133
Instrument	2017169047

Lender

Name	FIRST CITRUS BANK
Type	Bank
Address	TAMPA, FL 33618

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10805 DEL PRADO DR E, LARGO, FL 33774-4641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210730516
Date	Jul 9, 2020
Book Page	21073/516
Instrument	2020205414

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 26, 2017
Property Address	10805 DEL PRADO DR E, LARGO, FL 33774-4641
Document Number	0197172626
Book / Page	19717 / 2626
Map Reference	MB67 PG6
Instrument Date	Jul 14, 2017
Instrument	2017232067
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	EQUITY NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 E HENRY AVE, 904, TAMPA, FL 33604-7143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10805 DEL PRADO DR E, LARGO, FL 33774-4641

Mortgage

Document Number	2017232068
Date	Jul 26, 2017
Instrument	2017232068

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 20, 2017
Property Address	10805 DEL PRADO DR E, LARGO, FL 33774-4641
Document Number	0195251233
Book / Page	019525 / 001233
Instrument Date	Feb 8, 2017
Instrument	54467
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	904 E HENRY AVE TAMPA FL 336047143, TAMPA, FL 33604-7143

Tax Assessment & Valuation

The 2025 property tax bill for 10805 del Prado Dr E was $4,288 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00 Homeowner's exemption	$262,573	$459,053 Land $163,331 Building $295,722
2023	$3,961.00 (+6.22%) Homeowner's exemption	$247,741 (+3%)	$430,409 (+20.92%) Land $205,360 Building $225,049
2022	$3,729.00 Homeowner's exemption	$240,525	$355,937 Land $187,317 Building $168,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10805 del Prado Dr E in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	29 (1979–2024)
Claims Outside the SFHA	28 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10805 del Prado Dr E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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