10805 Buchanan Ct, Temple, TX 76502 Property Records

Bell County property record for 10805 Buchanan Ct, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,985 sqft · built 1998
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Tax Bill	$6,782 (2023)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0400590012`

Property Details

APN / Parcel Number

Primary APN	`0400590012`
Alternative APNs	`167895` `741457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,985 sqft Living Area
1st Floor Area	1,745 sqft
2nd Floor Area	240 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	199 ft deep x 157 ft wide
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	191 sqft
Deck Area	340 sqft
Storage Building	280 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	741457
Street Address	10805 BUCHANAN CT
City	TEMPLE
State	TX
Zip	76502-6465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD RANCH PHASE VI, BLOCK 007, LOT 0005, ACRES .75
Legal Subdivision	LAKEWOOD RANCH PHASE VI
Legal Block	7
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1000
Census Tract	20201

Owner

10805 Buchanan Ct is owned and occupied by an individual who acquired it in June 2020.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10805 BUCHANAN CT, TEMPLE, TX 76502-6465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 1, 2020	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020
Deed Sale	Jun 1, 2020
Prior Sale	Sep 1, 2011
Deed Document Number	2020-00025609
Record Updated	Jun 7, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	10805 BUCHANAN CT, TEMPLE, TX 76502-6465
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034798
Date	Aug 4, 2023
Instrument	2023034798

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 1, 2020
Property Address	10805 BUCHANAN CT, TEMPLE, TX 76502-6465
Document Number	0000025609
Map Reference	CAB C SL 80-C
Instrument Date	May 29, 2020
Instrument	2020-00025609
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10805 BUCHANAN CT, TEMPLE, TX 76502-6465

Mortgage

Document Number	0000025610
Date	Jun 1, 2020
Instrument	2020-00025610

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,782.00 (-9.09%) Homeowner's exemption	$454,191 Land $65,000 Building $389,191	$454,191 Land $65,000 Building $389,191
2022	$7,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10805 Buchanan Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10805 Buchanan Ct is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Spectrum, T-Mobile.

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