10805 105th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 10805 105th St, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details680 sqft · built 1925
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$157,500 (Nov 2020)
Tax Bill$1,530 (2026)
Deeds & MortgagesJan 2023 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-018-1301

Property Details

APN / Parcel Number

Primary APN01-018-1301

Interior

Building Area680 sqft Total Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Lot Area43,560 sqft (1 acres)
Garage Area320 sqft
Parking Spaces1 Parking Space
Deck Area64 sqft

Location & Zoning

Street Address10805 105TH ST
CityMILACA
StateMN
Zip56353-4101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 156.48 FT OF W 1139.26 FT OF N 278.37 FT OF GOV LOT 3 (NW OF SW) 18 37 26 1.00
Legal Range26
Legal Township37
Legal Section18
Legal Lot Number3
JurisdictionMILLE LACS MN
Township / Civil DivisionBOGUS BROOK
Census Block Group2
Census Block2056
Census Tract170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10805 105TH ST, MILACA, MN 56353-4101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU
Nov 16, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2020 · Amount on Record
Deed SaleNov 16, 2020 · Amount on Record
Prior SaleDec 6, 2016
Deed Document Number2020420657
Prior Transfer DateOct 10, 2013
Prior Transfer Doc000A382145
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address10805 105TH ST, MILACA, MN 56353-4101
Transaction TypeMortgage
Record UpdatedFeb 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A434728
DateJan 11, 2023
InstrumentA434728
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 20, 2037

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateNov 16, 2020
Property Address10805 105TH ST, MILACA, MN 56353-4101
Document Number000A420657
Instrument DateNov 4, 2020
InstrumentA420657
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$519.75
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10805 105TH ST, MILACA, MN 56353-4101

Mortgage

Document Number000A420658
DateNov 16, 2020
InstrumentA420658
Lender
NameGUARANTEED RATE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionBogus Brook Township
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,530.00 (-1.03%)$168,600 (+4.07%) Land $61,000 Building $107,600$168,600 (+4.07%) Land $61,000 Building $107,600
2025$1,546.00 (-3.13%) Homeowner's exemption$162,000 (-2.82%) Land $58,000 Building $104,000$162,000 (-2.82%) Land $58,000 Building $104,000
2023$1,596.00$166,700 Land $49,000 Building $117,700$166,700 Land $49,000 Building $117,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
Frontier
DSL
115 / 7
AT&T
Fixed Wireless
25 / 3

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