108048 S 4200 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 108048 S 4200 Rd, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,186 sqft · built 1986
Lot Size	3.14 acres (136,778 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2018)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`460007716`

Property Details

APN / Parcel Number

Primary APN	`460007716`
Alternative APN	`0000-07-11N-17E-1-014-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,186 sqft Living Area
1st Floor Area	2,186 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	136,778 sqft (3.14 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	470 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	1,144 sqft
Pole Barn	1,144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460007716
Street Address	108048 S 4200 RD
City	CHECOTAH
State	OK
Zip	74426-2087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT E2 NE LESS 1.51A SEC 7-11-17 1018/367 1045/651*
Legal Range	17E
Legal Township	11N
Legal Section	07
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1058
Census Tract	779700

Owner

108048 S 4200 Rd is owned and occupied by an individual who bought it in October 2018.

Source: McIntosh County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	108048 S 4200 RD, CHECOTAH, OK 74426-2087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Dec 18, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 30, 2018	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 27, 2018	Deed of Trust, Mortgage · Construction Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Deed Document Number	20186423
Deed Book / Page	1045 / 651
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	108048 S 4200 RD, CHECOTAH, OK 74426-2087
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001145/178
Date	Jun 1, 2022
Book Page	1145/178
Instrument	I-2022-003118

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	108048 S 4200 RD, CHECOTAH, OK 74426-2087
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1106/562
Date	Mar 29, 2021
Book Page	1106/562
Instrument	2021-001459

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	108048 S 4200 RD, CHECOTAH, OK 74426-2087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OKLAHOMA SECURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1077/175
Date	Dec 18, 2019
Book Page	1077/175
Instrument	2019-006639

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH OK
Recording Date	Oct 30, 2018
Property Address	108048 S 4200 RD, CHECOTAH, OK 74426-2087
Document Number	001045/651
Book / Page	1045 / 651
Instrument Date	Oct 25, 2018
Instrument	2018-006423
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018006424
Date	Oct 30, 2018
Instrument	2018-006424

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	108048 S 4200 RD, CHECOTAH, OK 74426-2087
Transaction Type	Mortgage
Record Updated	Mar 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1022/736
Date	Feb 27, 2018
Book Page	1022/736
Instrument	2018-000825

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	CHECOTAH, OK 74426

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	62 Months
Due	Apr 20, 2023

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,672 (+3%) Land $946 Building $20,726	$197,012 (-10.2%) Land $8,598 Building $188,414
2025	Homeowner's exemption	$21,040 Land $940 Building $20,100	$219,399 Land $8,598 Building $210,801
2023	Homeowner's exemption	$19,832 Land $906 Building $18,926	$199,421 Land $8,598 Building $190,823

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108048 S 4200 Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108048 S 4200 Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHECOTAH PWA serves 3,481 people · EPA ID OK1020515
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Treatment failure resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cross Wireless Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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