10804 Lombardy Rd, Silver Spring, MD 20901 Property Records

Montgomery County property record for 10804 Lombardy Rd, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,684 sqft · built 1955
Lot Size	0.189 acres (8,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,000 (Sep 2026)
Tax Bill	$5,592 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01367481`

Property Details

APN / Parcel Number

Primary APN	`13-01367481`
Alternative APN	`01367481`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,134 sqft
Basement Area	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Townhouse
Exterior Material	Frame
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,210 sqft (0.189 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01367481
Street Address	10804 LOMBARDY RD
City	SILVER SPRING
State	MD
Zip	20901-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	NORTHWOOD PARK VIEW
Legal Subdivision	NORTHWOOD PARK VIEW
Legal Block	C
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2001
Census Tract	703210

Owner

Source: Montgomery County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10804 LOMBARDY RD, SILVER SPRING, MD 20901-1633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Feb 1, 2016 · Amount on Record
Deed Book / Page	70986 / 305
Transfer Doc	0171490079
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 30, 2026
Property Address	10804 LOMBARDY RD, SILVER SPRING, MD 20901-1633
Document Number	7098000305
Book / Page	70986 / 305
Instrument Date	Sep 30, 2026
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554,490.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 LOMBARDY RD, SILVER SPRING, MD 20901-1633

Mortgage

Document Number	7098000314,
Date	Sep 30, 2026
Book Page	70986/314

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10804 LOMBARDY RD, SILVER SPRING, MD 20901-1633
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 LOMBARDY RD, SILVER SPRING, MD 20901-1633

Mortgage

Document Number	0604840468
Date	Sep 10, 2020
Book Page	60484/468

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,667 (+0.6%)	$483,400 (+1.81%) Land $218,600 Building $264,800
2025	$5,592.00 (-3.57%)	$474,800 (+17.04%) Land $218,600 Building $256,200	$474,800 (-) Land $218,600 Building $256,200
2024	$5,799.00 (+42.97%)
2023		$405,667	$474,800 Land $218,600 Building $256,200
2022	$4,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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