10804 Lambs Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 10804 Lambs Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,167 sqft · built 1992
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jun 2023)
Tax Bill	$6,033 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-024-4002-200`

Property Details

APN / Parcel Number

Primary APN	`74-29-024-4002-200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,167 sqft Living Area
1st Floor Area	1,516 sqft
Basement Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	406 ft deep x 200 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10804 LAMBS RD
City	RILEY
State	MI
Zip	48041-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG S 89D 14M 20S W 500' FROM S 1/4 COR, TH S 89D 14M 20S W 200', TH N 0D 15M 57S E 435.6' TH N 89D 14M 20S E 200', TH S 0D
Legal Range	14E
Legal Township	06N
Legal Section	24
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2040
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10804 LAMBS RD, RILEY, MI 48041-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Oct 21, 2019 · Amount on Record
Deed Document Number	202310886
Deed Book / Page	5630 / 417
Prior Transfer Date	Aug 19, 2010
Prior Transfer Doc	4066/922
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 20, 2023
Property Address	10804 LAMBS RD, RILEY, MI 48041-3321
Document Number	0005630417
Book / Page	5630 / 417
Instrument Date	May 24, 2023
Instrument	2023010886
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10804 LAMBS RD, RILEY, MI 48041-3321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 SAINT BERNARD ST, MARYSVILLE, MI 48040-1322

Mortgage

Document Number	0005626733
Date	Jun 2, 2023
Book Page	5626/733
Instrument	2023009950

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	6.5%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	11.5%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 21, 2019
Property Address	10804 LAMBS RD, RILEY, MI 48041-3321
Document Number	0051100191
Book / Page	005110 / 000191
Instrument Date	Oct 11, 2019
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	LEGACY TITLE AGENCY INC, LEGACY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 LAMBS RD RILEY MI 480413321, RILEY, MI 48041-3321

Mortgage

Document Number	51090810
Date	Oct 21, 2019
Book Page	005109/000810

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10804 LAMBS RD, RILEY, MI 48041-3321
Document Number	0051090810
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	LEGACY TITLE AGENCY INC, LEGACY TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13865 QUILL DR SHELBY TOWNSHIP MI 483154848, SHELBY TOWNSHIP, MI 48315-4848

Mortgage

Document Number	0051090810
Date	Oct 18, 2019
Book Page	005109/000810

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,600 (+6.61%)	$461,200 (+6.61%)
2025	$6,033.00 (+2.99%) Homeowner's exemption	$216,300 (+18.07%)
2024	$5,858.00 (+32.89%)		$432,600 (+18.07%)
2023		$183,200 (+9.24%)
2022	$4,408.00 (+6.04%) Homeowner's exemption	$167,700	$366,400 (+9.24%)
2021	$4,157.00		$335,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Mercury Fiber.

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