10804 Gemstone St, El Paso, TX 79924 Property Records

El Paso County property record for 10804 Gemstone St, El Paso, TX 79924

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,089 sqft · built 1979
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Tax Bill	$5,111 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2020 Mortgage
APN	`S363-999-0040-7300`

Property Details

APN / Parcel Number

Primary APN	`S363-999-0040-7300`
Alternative APNs	`000000037373` `37373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,089 sqft Living Area
Gross Area	1,431 sqft
1st Floor Area	1,089 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10804 GEMSTONE ST
City	EL PASO
State	TX
Zip	79924-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	4 SHEARMAN #1 LOT 37 (6300 SQ FT)
Legal Subdivision	SHEARMAN
Legal Block	2
Legal Lot Number	37
Jurisdiction	EL PASO TX
Township / Civil Division	EL PASO
Census Block Group	2
Census Block	2011
Census Tract	208

Owner

10804 Gemstone St is owned and occupied by an individual who acquired it in April 2022.

Source: El Paso County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	10804 GEMSTONE ST, EL PASO, TX 79924-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Vendor's Lien, Transfer · Conventional Mortgage GECU
May 26, 2020	Deed of Trust, Mortgage FRANCISCO PAYAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022
Deed Sale	Apr 14, 2022
Prior Sale	Apr 13, 2022 · Amount on File
Deed Document Number	202236046
Prior Transfer Date	Jan 1, 2005
Prior Transfer Doc	0000081978
Record Updated	Sep 20, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	EL PASO TX
Recording Date	Apr 13, 2022
Property Address	10804 GEMSTONE ST, EL PASO, TX 79924-1606
Document Number	0000035496
Map Reference	MB 50 PG 11
Instrument Date	Apr 7, 2022
Instrument	20220035496
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 GEMSTONE ST, EL PASO, TX 79924-1606

Mortgage

Document Number	0000035497
Date	Apr 13, 2022
Instrument	20220035497

Lender

Name	GECU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO TX
Property Address	10804 GEMSTONE ST, EL PASO, TX 79924-1606
Document Number	0000088421
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 N FESTIVAL DR EL PASO TX 799126214, EL PASO, TX 79912-6214

Mortgage

Document Number	0000088421
Date	Oct 28, 2020
Instrument	88421

Lender

Name	FRANCISCO PAYAN
Address	306 THUNDERBIRD DR, EL PASO, TX 79912-3824

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 27, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 10804 Gemstone St was $5,111, up 19.6% from the year before.

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	El Paso County
Municipality	El Paso City
Unified School District	Ysleta Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,287 (-0.92%) Land $47,817 Building $135,470	$183,287 (-0.92%) Land $47,817 Building $135,470
2025	$5,111.00 (+19.56%)	$184,980 Land $47,817 Building $137,163	$184,980 Land $47,817 Building $137,163
2024	$4,275.00 (+3.16%)
2023	$4,144.00 (+5.63%)	$142,393 Land $18,522 Building $123,871	$142,393 Land $18,522 Building $123,871
2022	$3,923.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10804 Gemstone St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10804 Gemstone St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL PASO WATER UTILITIES serves 747,168 people · EPA ID TX0710002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Lee Wireless.

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