10804 E 98th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 10804 E 98th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,148 sqft · built 1983
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Dec 2025)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61062-14-18-60770`

Property Details

APN / Parcel Number

Primary APN	`61062-14-18-60770`
Alternative APN	`R61062141860770`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,148 sqft Living Area
Basement Area	1,788 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,322 sqft (0.214 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	120 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61062141860770
Street Address	10804 E 98TH ST N
City	OWASSO
State	OK
Zip	74055-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 25 BLK 2
Legal Range	14E
Legal Township	21N
Legal Section	18
Legal Quarter	SE
Legal Subdivision	EL RIO VISTA II
Legal Block	2
Legal Lot Number	25
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2020
Census Tract	5809

Owner

Source: Tulsa County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10804 E 98TH ST N, OWASSO, OK 74055-4320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jul 31, 2023	Sheriff's Deed, Foreclosure
Apr 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Nov 7, 2023 · Amount on Record
Deed Document Number	2025111781
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Dec 10, 2025
Property Address	10804 E 98TH ST N, OWASSO, OK 74055-4320
Document Number	0000111781
Instrument Date	Nov 12, 2025
Instrument	2025111781
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	APEX TITLE COMPANY, APEX TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 E 98TH ST N, OWASSO, OK 74055-4320

Mortgage

Document Number	0000111782
Date	Dec 10, 2025
Instrument	2025111782

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Nov 7, 2023
Property Address	10804 E 98TH ST N, OWASSO, OK 74055-4320
Document Number	0000092609
Instrument Date	Oct 30, 2023
Instrument	2023092609
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 E 98TH ST N, OWASSO, OK 74055-4320

Mortgage

Document Number	0000092610
Date	Nov 7, 2023
Instrument	2023092610

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

July 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	TULSA OK
Recording Date	Jul 31, 2023
Property Address	10804 E 98TH ST N, OWASSO, OK 74055-4320
Document Number	0000061154
Instrument Date	Jul 26, 2023
Instrument	2023061154
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Tax	$253.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	10804 E 98TH ST N, OWASSO, OK 74055-4320
Document Number	0000039940
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 E 98TH ST N OWASSO OK 740554320, OWASSO, OK 74055-4320

Mortgage

Document Number	0000039940
Date	May 1, 2017
Instrument	39940

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,115.00 (+0.74%)	$28,512 (+0.76%) Land $2,938 Building $25,574	$259,200 (+0.76%) Land $26,707 Building $232,493
2024	$3,092.00 (+65.08%)	$28,298 (+65.08%) Land $2,938 Building $25,360	$257,249 (+5.73%) Land $26,707 Building $230,542
2023	$1,873.00 (+3.2%)	$17,142 (+3.18%) Land $1,881 Building $15,261	$243,307 (+22.27%) Land $26,707 Building $216,600
2022	$1,815.00 Homeowner's exemption	$16,614 Land $2,230 Building $14,384	$198,991 Land $26,707 Building $172,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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