10803 FM 1565, Terrell, TX 75160 Property Records

Hunt County property record for 10803 FM 1565, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,571 sqft · built 1981
Lot Size	2.98 acres (130,201 sqft)
Owner	Individual Name on Record
Last Sale	$368,145 (Jul 2026)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0871-1310-0000-89`

Property Details

APN / Parcel Number

Primary APN	`0871-1310-0000-89`
Alternative APNs	`R33330` `33330`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,571 sqft Gross Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,201 sqft (2.98 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Shed	1 Shed
Shed Area	288 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10803 FM 1565
City	TERRELL
State	TX
Zip	75160-8657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0871 RIALS JOHN J,TRACT 131, ACRES 2.989
Legal Subdivision	RIALS JOHN J
Legal Tract	131
Jurisdiction	HUNT TX
Township / Civil Division	QUINLAN
Census Block Group	1
Census Block	1025
Census Tract	961501

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	524 COVEY LN, MESQUITE, TX 75150-4923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed, Transfer · Conventional Mortgage CAPITAL PLUS FINANCIAL
Dec 6, 2022	Deed of Trust, Mortgage · Line of Credit CITY CU
May 15, 2025	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	May 15, 2025 · Amount on Record
Deed Document Number	202612811
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNT TX
Recording Date	Jul 10, 2026
Property Address	10803 FM 1565, TERRELL, TX 75160-8657
Document Number	0000012811
Instrument Date	Jun 15, 2026
Instrument	202612811
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 COVEY LN, MESQUITE, TX 75150-4923
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012812,
Date	Jul 10, 2026
Instrument	202612812

Lender

Name	CAPITAL PLUS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	10803 FM 1565, TERRELL, TX 75160-8657
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	LAWYERS TITLE, LAWYWERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028478
Date	Dec 6, 2022
Instrument	2022-28478

Lender

Name	CITY CU
Type	Credit Union
Address	DALLAS, TX 75228

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	288 Months
Due	Dec 5, 2046

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	May 15, 2025
Property Address	10803 FM 1565, TERRELL, TX 75160-8657
Document Number	0000008508
Instrument Date	May 14, 2025
Instrument	2025-08508
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11359 PRIVATE ROAD 2310, QUINLAN, TX 75474-5931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10803 FM 1565, TERRELL, TX 75160-8657

Mortgage

Document Number	0000008509
Date	May 15, 2025
Instrument	2025-08509

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,294.00 Homeowner's exemption Disabled Person's exemption	$283,364	$367,360 Land $199,080 Building $168,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POETRY WSC serves 3,636 people · EPA ID TX1290022
Water Source	Purchased surface water from CITY OF TERRELL
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	300 / 60
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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