10802 E 850th Ave, Watson, IL 62473 Property Records

Effingham County property record for 10802 E 850th Ave, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 2020
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Tax Bill	$2,027 (2024)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-06-023-032`

Property Details

APN / Parcel Number

Primary APN	`04-06-023-032`

Interior

Stories	1 Story
Building Area	1,056 sqft Base Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Street Address	10802 E 850TH AVE
City	WATSON
State	IL
Zip	62473-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 330FT OF S 330FT SE NE 3551/168 1112/245 625/151 532/255 523/93
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1036
Census Tract	950400

Owner

Source: Effingham County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10802 E 850TH AVE, WATSON, IL 62473-2049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Apr 17, 2020	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 15, 2020
Transfer Doc	003551/168
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10802 E 850TH AVE, WATSON, IL 62473-2049
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10802 E 850TH AVE, WATSON, IL 62473-2049

Mortgage

Document Number	003688/234
Date	May 20, 2021
Book Page	3688/234
Instrument	202121002537

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 17, 2020
Property Address	10802 E 850TH AVE, WATSON, IL 62473-2049
Document Number	003551/168
Book / Page	3551 / 168
Instrument Date	Apr 15, 2020
Instrument	202020001659
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10940 E 850TH AVE, WATSON, IL 62473-2010

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,027.00	$42,270 (+20.98%) Land $4,500 Building $37,770	$126,810 (+20.98%) Land $13,500 Building $113,310
2022	Homeowner's exemption	$34,940 Land $3,720 Building $31,220	$104,820 Land $11,160 Building $93,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	10 / 1

May also be available: AT&T, Verizon, Wisper ISP.

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