McHenry County property record for 10802 Cape Cod Ln, Huntley, IL 60142
| Property Type | Single Family Home |
|---|---|
| Details | 1,870 sqft · built 2001 |
| Lot Size | 3 acres (172,681 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Nov 2023) |
| Tax Bill | $5,494 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-34-334-021 |
| Primary APN | 18-34-334-021 |
|---|
| Building Area | 1,870 sqft Living Area |
|---|---|
| Basement Area | 640 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 172,681 sqft (3 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 15 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|
| Street Address | 10802 CAPE COD LN, 3 |
|---|---|
| City | HUNTLEY |
| State | IL |
| Zip | 60142-6780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0029847 UNIT 27-5 THE TOWNES OF WING POINTE CONDO SUPPL 7 (PT MID PT LT 2 THE TOWNES OF WING POINTE) MEMO: LINARES, RUBEN CRUZ/CRUZ, EVANGELINA |
| Legal Subdivision | THE TOWNES OF WING POINTE CONDO |
| Legal Lot Number | 2 |
| Legal Unit | 27-5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 871115 |
10802 Cape Cod Ln is owned by two individuals who bought it in November 2023.
Source: McHenry County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1081 PRICE DR, ELGIN, IL 60120-4643 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Nov 27, 2023 | Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on File |
| Deed Sale | Nov 27, 2023 · Amount on File |
| Prior Sale | Jan 17, 2019 · Amount on File |
| Deed Document Number | 202329847 |
| Prior Transfer Date | Apr 23, 2003 |
| Prior Transfer Doc | 0000061511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 27, 2026 |
| Property Address | 10802 CAPE COD LN, 3, HUNTLEY, IL 60142-6780 |
| Document Number | 0000021445 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202621445 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10802 CAPE COD LN, HUNTLEY, IL 60142-6780 |
| Document Number | 0000021445, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202621445 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 27, 2023 |
| Property Address | 10802 CAPE COD LN, HUNTLEY, IL 60142-6780 |
| Document Number | 0000029847 |
| Map Reference | DOC 2000R68554 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2023R0029847 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Title Company | AF TITLE COMPANY, FOX TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10802 CAPE COD LN # 3, 3, HUNTLEY, IL 60142-6780 |
| Document Number | 0000029848 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023R0029848 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Municipality | Huntley Village |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,494.00 | $69,351 Land $5,589 Building $63,762 | $208,053 Land $16,767 Building $191,286 |
| 2022 | Homeowner's exemption | $56,728 Land $4,572 Building $52,156 | $170,184 Land $13,716 Building $156,468 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10802 Cape Cod Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10802 Cape Cod Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUNTLEY serves 28,495 people · EPA ID IL1110350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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