10800 Foreman St, Lowell, MI 49331 Property Records

Kent County property record for 10800 Foreman St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,750 sqft · built 1990
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on Record
Last Sale	$412,000 (Oct 2022)
Tax Bill	$5,381 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-05-201-035`

Property Details

APN / Parcel Number

Primary APN	`41-20-05-201-035`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Lot Area	126,324 sqft (2.9 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10800 FOREMAN ST
City	LOWELL
State	MI
Zip	49331-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	412005201035 PART OF NE 1/4 COM 71.94 FT S 89D 26M 43S E ALONG N SEC LINE FROM N 1/4 COR TH S 89D 26M 43S E ALONG N SEC LINE
Legal Range	09W
Legal Township	06N
Legal Section	05
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2009
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10800 FOREMAN ST, LOWELL, MI 49331-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jul 3, 2018	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	202277094
Prior Transfer Date	Nov 7, 2016
Prior Transfer Doc	0000102869
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	10800 FOREMAN ST, LOWELL, MI 49331-9441
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 BENJAMIN AVE SE, GRAND RAPIDS, MI 49506-3222

Mortgage

Document Number	0000085286
Date	Nov 7, 2022
Instrument	20221107-0085286

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Margin	3
Max Rate	10%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 4, 2022
Property Address	10800 FOREMAN ST, LOWELL, MI 49331-9441
Document Number	0000077094
Instrument Date	Sep 30, 2022
Instrument	20221004-0077094
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10800 FOREMAN ST, 10800, LOWELL, MI 49331-9441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 BENJAMIN AVE SE, GRAND RAPIDS, MI 49506-3222

Mortgage

Document Number	0000077095
Date	Oct 4, 2022
Instrument	20221004-0077095

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Margin	3
Max Rate	10%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	10800 FOREMAN ST, LOWELL, MI 49331-9441
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059818
Date	May 21, 2021
Instrument	20210521-0059818

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 3, 2018
Property Address	10800 FOREMAN ST, LOWELL, MI 49331-9441
Document Number	0000050985
Instrument Date	Jun 27, 2018
Instrument	50985
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7461 S MONTCALM AVE LOWELL MI 493318771, LOWELL, MI 49331-8771

Mortgage

Document Number	50986
Date	Jul 3, 2018
Instrument	50986

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,200 (+5.91%)	$430,400 (+5.91%)
2025	$5,381.00 (+65.82%) Homeowner's exemption	$203,200 (+46.08%)	$406,400 (+46.08%)
2023		$139,100	$278,200
2021	$3,245.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEY HEIGHTS MOBILE VILLAGE private · serves 715 people · EPA ID MI0040276
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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