Estill County property record for 1080 White Oak Rd, Irvine, KY 40336
| Property Type | Single Family Home |
|---|---|
| Details | 1,064 sqft |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Jun 2017) |
| Tax Bill | $484 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-00-00-035.00 |
| Primary APN | 069-00-00-035.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,064 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Detached |
| Garage Area | 1,500 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 31775 1 |
|---|---|
| Street Address | 1080 WHITE OAK RD |
| City | IRVINE |
| State | KY |
| Zip | 40336-7750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1080 WHITE OAK RD LOT & HOUSE & BLDGS |
| Jurisdiction | ESTILL KY |
| Township / Civil Division | IRVINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 920202 |
1080 White Oak Rd is owned by two individuals who bought it in June 2017.
Source: Estill County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1082 WHITE OAK RD, IRVINE, KY 40336-7750 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Dec 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Jun 2, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on File |
| Deed Sale | Jun 2, 2017 · Amount on File |
| Deed Document Number | 2017238597 |
| Deed Book / Page | 314 / 573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESTILL KY |
| Property Address | 1080 WHITE OAK RD, IRVINE, KY 40336-7750 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00MH12/383 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | MH12/383 |
| Instrument | 256181 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 27, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESTILL KY |
| Property Address | 1080 WHITE OAK RD, IRVINE, KY 40336-7750 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00MH12/195 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | MH12/195 |
| Instrument | 255994 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 22, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Jun 2, 2017 |
| Property Address | 1080 WHITE OAK RD, IRVINE, KY 40336-7750 |
| Document Number | D314/573 |
| Book / Page | D314 / 573 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 238597 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1082 WHITE OAK RD, IRVINE, KY 40336-7750 |
The 2025 property tax bill for 1080 White Oak Rd was $484.
Source: Estill County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Estill County |
| Unified School District | Estill County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,000 (-) Land $46,000 | $46,000 (-) Land $46,000 | |
| 2025 | $484.00 | $46,000 Land $46,000 | $46,000 Land $46,000 |
| 2023 | Homeowner's exemption | $46,000 Land $46,000 | $46,000 Land $46,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1080 White Oak Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2019–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1080 White Oak Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE MUNICIPAL UTILITIES serves 5,649 people · EPA ID KY0330205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2019 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Irvine Community Television Fiber · Cable | 2,000 / 2,000 |
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