Sumter County property record for 1080 Waterway Dr, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,915 sqft · built 1995 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,342 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-15-05-001 |
| Primary APN | 207-15-05-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,915 sqft Living Area |
| Gross Area | 2,587 sqft |
| 1st Floor Area | 1,915 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 30893 |
|---|---|
| Street Address | 1080 WATERWAY DR |
| City | SUMTER |
| State | SC |
| Zip | 29154-7265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 68 PB95-873 0.69 AC PB97-148 |
| Legal Subdivision | MORRIS WAY SUB SEC 2 |
| Legal Lot Number | 68 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1704 |
1080 Waterway Dr is owned and occupied by two individuals who acquired it in February 2020.
Source: Sumter County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1080 WATERWAY DR, SUMTER, SC 29154-7265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Feb 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 5, 2020 |
| Transfer Doc | 0012645258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1080 WATERWAY DR, SUMTER, SC 29154-7265 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1080 WATERWAY DR, SUMTER, SC 29154-7265 |
| Document Number | 0013090127 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 1309/127 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1080 WATERWAY DR, SUMTER, SC 29154-7265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012643684 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 1264/3684 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Feb 5, 2020 |
| Property Address | 1080 WATERWAY DR, SUMTER, SC 29154-7265 |
| Document Number | 0012645258 |
| Book / Page | 001264 / 005258 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1080 WATERWAY DR SUMTER SC 291547265, SUMTER, SC 29154-7265 |
The 2025 property tax bill for 1080 Waterway Dr was $1,342.
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,342.00 | $7,810 Land $886 Building $6,924 | $198,376 Land $22,500 Building $175,876 |
| 2023 | $1,297.00 (+0.62%) | $7,610 (-) Land $900 Building $6,710 | $192,415 (-) Land $22,500 Building $169,915 |
| 2022 | $1,289.00 | $7,610 Land $900 Building $6,710 | $192,415 Land $22,500 Building $169,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1080 Waterway Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1080 Waterway Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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