Frederick County property record for 1080 W Patrick St, Frederick, MD 21703 · Last verified July 2026
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 88,442 sqft · built 1988 |
| Lot Size | 10.2 acres (448,232 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $23,500,000 (Jun 2026) |
| Tax Bill | $262,067 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-105101 |
| Primary APN | 02-105101 |
|---|---|
| Alternative APNs |
|
| Units | 28 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 88,442 sqft Gross Area |
| 1st Floor Area | 88,442 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Wood Shingle |
| Lot Area | 448,232 sqft (10.2 acres) |
| View / Lot | Commercial/Industrial |
| Canopy | 679 sqft |
| Loading Dock | 150 sqft |
| Total Buildings | 5 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 105101 |
|---|---|
| Street Address | 1080 W PATRICK ST |
| City | FREDERICK |
| State | MD |
| Zip | 21703-3972 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | 10.29 ACRES ROUTE 40 WEST |
| Legal Subdivision | WILES CHARLES I |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 750505 |
Source: Frederick County records · APN 02-105101
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 42 BAYVIEW AVE, MANHASSET, NY 11030-1806 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 29, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage PROVIDENT BANK |
| Jun 29, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage PROVIDENT BANK |
| Feb 08, 2024 | Deed of Trust, Mortgage MVB BANK INC |
| Feb 01, 2018 | Deed of Trust, Mortgage THE COLUMBIA BANK |
| Apr 01, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Dec 04, 2006 · Amount on Record |
| Deed Book / Page | 17935 / 65 |
| Transfer Doc | 0000007300 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 29, 2026 |
| Property Address | 1080 W PATRICK ST, FREDERICK, MD 21703-3972 |
| Document Number | 1793000065 |
| Book / Page | 17935 / 65 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,735,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 42 BAYVIEW AVE, MANHASSET, NY 11030-1806 |
| Document Number | 1793000077, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 17935/77 |
| Name | PROVIDENT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 29, 2026 |
| Property Address | 1080 W PATRICK ST, FREDERICK, MD 21703-3972 |
| Document Number | 1793000065 |
| Book / Page | 17935 / 65 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,735,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 42 BAYVIEW AVE, MANHASSET, NY 11030-1806 |
| Document Number | 1793000077, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 17935/77 |
| Name | PROVIDENT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1080 W PATRICK ST, FREDERICK, MD 21703-3972 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0167580097 |
|---|---|
| Date | Feb 08, 2024 |
| Book Page | 16758/97 |
| Name | MVB BANK INC |
|---|---|
| Type | Bank |
| Address | RESTON, VA 20190 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1080 W PATRICK ST, FREDERICK, MD 21703-3972 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0122600318 |
|---|---|
| Date | Feb 01, 2018 |
| Book Page | 12260/0318 |
| Instrument | 12260-0318 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1080 W PATRICK ST, FREDERICK, MD 21703-3972 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0147240198 |
|---|---|
| Date | Apr 01, 2021 |
| Book Page | 14724/198 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | RESTON, VA 20190 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $262,067.00 (+33.69%) | $14,255,467 (+31.98%) | $15,982,600 (+47.97%) Land $4,305,100 Building $11,677,500 |
| 2023 | $196,021.00 | $10,801,200 Land $2,871,400 Building $7,929,800 | $10,801,200 Land $2,871,400 Building $7,929,800 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 2% of the US · above 4% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 670 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, Shenandoah Telecommunications Company, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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