1080 Terrace Dr, Saint Louis, MO 63117 Property Records

St. Louis County property record for 1080 Terrace Dr, Saint Louis, MO 63117

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 3 ba · 2,368 sqft · built 1951
Lot Size	0.222 acres (9,670 sqft)
Owner	Company Name on File
Last Sale	$150,000 (Jul 2014)
Tax Bill	$5,537 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20K-63-0937`

Property Details

APN / Parcel Number

Primary APN	`20K-63-0937`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	65 ft deep x 61 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	45 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1080 TERRACE DR
City	SAINT LOUIS
State	MO
Zip	63117-1333
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	49R4
Legal Description	CLAYTON ROAD TERRACE LOT PTS 20 & 21 (S PT 20 & N PT 21)
Legal Subdivision	CLAYTON ROAD TERRACE
Legal Lot Number	20,21
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3000
Census Tract	216600

Owner

1080 Terrace Dr, a residential property, is owned by a company that bought it in July 2014.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	14097 LADUE RD, CHESTERFIELD, MO 63017-3319
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit ARSENAL CU
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit ARSENAL CU
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit CARROLLTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2014 · Amount on File
Deed Sale	Jul 24, 2014 · Amount on File
Prior Sale	Jun 21, 1999 · Amount on File
Deed Document Number	2014292
Deed Book / Page	21104 / 503
Prior Transfer Date	Jun 16, 1999
Prior Transfer Doc	0000000313
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1080 TERRACE DR, SAINT LOUIS, MO 63117-1333
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14097 LADUE RD, CHESTERFIELD, MO 63017-3319

Mortgage

Document Number	0246184051
Date	Jan 27, 2021
Book Page	24618/4051
Instrument	2021012700739

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1080 TERRACE DR, SAINT LOUIS, MO 63117-1333
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	TRUE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14097 LADUE RD, CHESTERFIELD, MO 63017-3319

Mortgage

Document Number	0246183986
Date	Jan 27, 2021
Book Page	24618/3986
Instrument	2021012700734

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1080 TERRACE DR, SAINT LOUIS, MO 63117-1333
Document Number	0231341029
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14097 LADUE RD CHESTERFIELD MO 630173319, CHESTERFIELD, MO 63017-3319

Mortgage

Document Number	0231341029
Date	Aug 1, 2018
Book Page	023134/001029
Instrument	537

Lender

Name	CARROLLTON BK
Type	Bank
Address	ST LOUIS, MO 63109

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1080 Terrace Dr was $5,537, up 5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Clayton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,970 (-) Land $51,830 Building $39,140	$478,800 (-) Land $272,800 Building $206,000
2025	$5,537.00 (+5.03%)	$90,970 Land $51,830 Building $39,140	$478,800 Land $272,800 Building $206,000
2024	$5,272.00 (+0.04%)
2023	$5,270.00	$79,640 Land $38,870 Building $40,770	$419,200 Land $204,600 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1080 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1080 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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